Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 31 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
KNAP OP from Oostende, company number BE0420219935, closed financial year 2026 with a result of € 37,876 after tax. For that financial year KNAP OP recorded a gross margin of € 943,734 and equity of € 1.4 million. Compared with financial year 2025, the result moved from € 40,852 to € 37,876. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 29, 2026.
€ 1.4 million
▲ 3% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 37,876
▼ 7% vs 2025
Profit after tax over the fiscal year.
€ 163,339
▼ 2% vs 2025
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2026. Retained profit grew to € 1.2 million.
People and assets in 2026
12.4
▲ 0.3 vs 2025
Average over the fiscal year, from the social balance sheet.
€ 515,614
▲ 1% vs 2025
€ 41,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 52,043
▲ 5% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
€ 1.2 million
▲ 11% vs 2025
Loans from banks and other lenders, long and short.
€ 119,591
▼ 24% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 121,127
▲ 5% vs 2025
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 818,777 | € 800,506 | € 953,166 | € 943,734 | ▼ 1% |
| Profit after taxes | € 187,674 | € 17,889 | € 40,852 | € 37,876 | ▼ 7% |
| Equity | € 1,404,001 | € 1,325,540 | € 1,366,392 | € 1,404,268 | ▲ 3% |
| Total debts | € 604,028 | € 2,094,639 | € 2,187,667 | € 2,245,561 | ▲ 3% |
| Cash | € 200,863 | € 156,693 | € 167,138 | € 163,339 | ▼ 2% |
| Land & buildings | € 805,313 | € 1,804,346 | € 1,700,410 | € 1,561,020 | ▼ 8% |
| Retained profit | € 1,159,764 | € 1,081,303 | € 1,122,155 | € 1,160,031 | ▲ 3% |
| Bank debt | € 0 | € 1,120,000 | € 1,040,000 | € 1,158,400 | ▲ 11% |
| Balance sheet total | € 2,008,029 | € 3,420,179 | € 3,554,059 | € 3,649,830 | ▲ 3% |
| Employees (FTE) | 10.9 | 10.9 | 12.1 | 12.4 | ▲ 0.3 |
Key figures of KNAP OP, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 August 2027.
What happened to KNAP OP?
What happened at KNAP OP in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 37,876 (▼ 7% vs 2025). filed late Source: NBB ↗
- New establishment in Oostende. KBO
- Start of the company according to the CBE. KBO
In short
From € 187,674 profit in 2023 to € 37,876 profit in 2026.
Paid € 60,589 in corporate taxes since 2023.
Best year ever: 2023, with € 187,674 profit.
On average € 76,100 of value added per employee in 2026.
Establishments
Establishment units
Physical locations of this company
Torhoutsesteenweg 661
8400 Oostende
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
TRANSIP-AS Amsterdam, the Netherlands, NL
Website info
Features
Security
Details
- Company number
- 0420.219.935
- VAT number
- BE 0420.219.935
- Registered office
- Torhoutsesteenweg 661, 8400 Oostende
- Names & denominations
- KNAP OP
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 28 February 1980
- Peppol
- Active · Active since 8 Jun 2026
- Contact
- knap-op.be
- Activities · NACE
Overige niet-gespecialiseerde detailhandel
Overige niet-gespecialiseerde detailhandel in winkels (verkoop van overwegend niet-voedingsmiddelen met verkoopsoppervlakte van mind er dan 2.500 m2)
Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)
Detailhandel in ijzerwaren, verf, bouwmaterialen en glas (inclusief doe-het-zelfzaken) met een verkoopsoppervlakte vanaf 400 m2.
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen niet overheersen (verkoopoppervlakte < 2500 m²)