Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
Groep Cauwe Verzekeringen from Knokke-Heist, company number BE0420187568, closed financial year 2024 with a result of € 3,806 after tax. For that financial year Groep Cauwe Verzekeringen recorded a gross margin of € 268,697 and equity of € 37,519. Compared with financial year 2023, the result moved from € -29,078 to € 3,806. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2025.
€ 37,519
▲ 11% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3,806
▲ still € 29,078 loss in 2023
Profit after tax over the fiscal year.
€ 13,876
▲ 3% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 18,927.
People and assets in 2024
6.7
▼ 0.7 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 264,099
▼ 14% vs 2023
€ 39,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 18,732
▲ 5% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 32,755
▼ 31% vs 2023
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 253,527 | € 328,234 | € 336,247 | € 268,697 | ▼ 20% |
| Profit after taxes | € -70,393 | € -12,255 | € -29,078 | € 3,806 | ▲ € 32,884 |
| Equity | € 75,046 | € 62,791 | € 33,714 | € 37,519 | ▲ 11% |
| Total debts | € 318,927 | € 247,963 | € 135,130 | € 120,147 | ▼ 11% |
| Cash | € 35,849 | € 813 | € 13,412 | € 13,876 | ▲ 3% |
| Retained profit | € 56,454 | € 44,199 | € 15,122 | € 18,927 | ▲ 25% |
| Bank debt | € 51,001 | € 30,845 | € 10,364 | € 0 | ▼ 100% |
| Balance sheet total | € 393,973 | € 310,754 | € 168,844 | € 157,667 | ▼ 7% |
| Employees (FTE) | 6.7 | 7.3 | 7.4 | 6.7 | ▼ 0.7 |
Key figures of Groep Cauwe Verzekeringen, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to Groep Cauwe Verzekeringen?
What happened at Groep Cauwe Verzekeringen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 3,806. filed late Source: NBB ↗
- Kurt Jodts became a director. NBB
- Rudi Jodts became a director. NBB
- New establishment in Knokke-Heist. KBO
- Start of the company according to the CBE. KBO
In short
From € 70,393 loss in 2021 to € 3,806 profit in 2024.
Paid € 3,352 in corporate taxes since 2021.
Best year ever: 2024, with € 3,806 profit.
On average € 40,100 of value added per employee in 2024.
A new publication or filing at Groep Cauwe Verzekeringen? We notify you, reason included.
Follow Groep Cauwe VerzekeringenDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Immo Groep Cauwe comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Groep Cauwe VerzekeringenBehind Groep Cauwe Verzekeringen are Kurt Jodts and Rudi Jodts. The shares are held by Immo Groep Cauwe (99.9%).
Directors
According to the 2024 annual accounts
Kurt Jodts
Director
Also active at: JOCLA, AGENCE GOBERT, IC BEHEER 1, SEPT 0709, IC BRUGGE, IMMO DE LINK, FG BOUW, Immo Groep Cauwe +3 more
since 2023
since 2023
Shareholders
99.9%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Elizabetlaan 223
8301 Knokke-Heist
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
KINAMO-BACKBONE, BE
DNS
Cloudflare DNS
Website info
Features
Security
Details
- Company number
- 0420.187.568
- VAT number
- BE 0420.187.568
- Registered office
- Elizabetlaan 223, 8301 Knokke-Heist
- Names & denominations
- Groep Cauwe Verzekeringen
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 February 1980
- Peppol
- Not registered
- Contact
- groep-cauwe.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten