Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 20.1 to 16.8.
Financials
Financial year 2025
FOTO DEMARSIN from Scherpenheuvel-Zichem, company number BE0419999013, closed financial year 2025 with a result of € 25,224 after tax. For that financial year FOTO DEMARSIN recorded a gross margin of € 1.1 million and equity of € 93,871. Compared with financial year 2024, the result moved from € 11,157 to € 25,224. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 93,871
▲ 37% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 25,224
▲ 126% vs 2024
Profit after tax over the fiscal year.
€ 293,125
▲ 1% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 56,687.
People and assets in 2025
16.8
▼ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 963,300
▼ 2% vs 2024
€ 57,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 38,550
▼ 22% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 353,720
▼ 3% vs 2024
€ 28,695 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 98,237
▼ 42% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 191,025
▲ 9% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 916,726 | € 1,064,365 | € 1,122,809 | € 1,114,474 | ▼ 1% |
| Profit after taxes | € 22,816 | € 1,049 | € 11,157 | € 25,224 | ▲ 126% |
| Equity | € 56,441 | € 57,490 | € 68,646 | € 93,871 | ▲ 37% |
| Total debts | € 783,051 | € 744,926 | € 803,607 | € 734,371 | ▼ 9% |
| Cash | € 352,639 | € 279,329 | € 291,554 | € 293,125 | ▲ 1% |
| Retained profit | € 19,257 | € 20,305 | € 31,462 | € 56,687 | ▲ 80% |
| Bank debt | € 369,731 | € 347,548 | € 365,473 | € 353,720 | ▼ 3% |
| Balance sheet total | € 839,491 | € 802,415 | € 872,253 | € 828,242 | ▼ 5% |
| Employees (FTE) | 19.5 | 20.1 | 17.1 | 16.8 | ▼ 0.3 |
Key figures of FOTO DEMARSIN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FOTO DEMARSIN?
What happened at FOTO DEMARSIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 25,224 (▲ 126% vs 2024). filed late Source: NBB ↗
- Guy Demarsin became a director. NBB
- New establishment in Scherpenheuvel-Zichem. KBO
- New establishment in Scherpenheuvel-Zichem. KBO
- Start of the company according to the CBE. KBO
In short
From € 22,816 profit in 2022 to € 25,224 profit in 2025.
Paid € 67,642 in corporate taxes since 2022.
Best year ever: 2025, with € 25,224 profit.
On average € 66,300 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FOTO DEMARSIN is Guy Demarsin. Guy Demarsin is also behind SCHOOLFOTOGRAFIE DEMARSIN.
Directors
According to the 2025 annual accounts
since 1989
Establishments
Establishment units
Physical locations of this company
Rozenstraat 24
3270 Scherpenheuvel-Zichem
Basilieklaan 61
3270 Scherpenheuvel-Zichem
Active since 1 January 1980
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Outlook.com (free)
Hosting
TIGRON-AS, BE
Website info
Features
Security
Details
- Company number
- 0419.999.013
- VAT number
- BE 0419.999.013
- Registered office
- Rozenstraat 24, 3270 Scherpenheuvel-Zichem
- Names & denominations
- FOTO DEMARSIN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 December 1979
- Peppol
- Active · Active since 11 Jan 2024
- Contact
- fotodemarsin.be
- Activities · NACE
Activiteiten van fotografen, met uitzondering van persfotografen
Fotostudio's en overige fotografische activiteiten
Detailhandel in corrigerende brillen, lenzen en zonnebrillen
Gespecialiseerde detailhandel in optische en fotografische artikelen, foto- en filmapparatuur, optische en precisie-instrumenten
Detailhandel in fotografische en optische artikelen en in precisieinstrumenten in gespecialiseerde winkels