Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 24 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ELCEMA from Sint-Katelijne-Waver, company number BE0419817285, closed financial year 2025 with a result of € 23,649 after tax. For that financial year ELCEMA recorded a gross margin of € 46,340 and equity of € 226,936. Compared with financial year 2024, the result moved from € 14,887 to € 23,649. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 24, 2025.
€ 226,936
▲ 12% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 23,649
▲ 59% vs 2024
Profit after tax over the fiscal year.
€ 33,046
▼ 49% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 164,936.
Debts at end 2025
€ 250,000
▼ 13% vs 2024
Loans from banks and other lenders, long and short.
€ 3,911
▼ 26% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -13,553 | € -29,473 | € 10,454 | € 46,340 | ▲ € 35,886 |
| Profit after taxes | € -25,228 | € -38,519 | € 14,887 | € 23,649 | ▲ 59% |
| Equity | € 609,719 | € 571,200 | € 203,287 | € 226,936 | ▲ 12% |
| Total debts | € 185,077 | € 187,860 | € 543,655 | € 514,005 | ▼ 5% |
| Cash | € 82,660 | € 45,347 | € 64,201 | € 33,046 | ▼ 49% |
| Retained profit | € 547,719 | € 509,200 | € 141,287 | € 164,936 | ▲ 17% |
| Bank debt | € 0 | € 0 | € 287,800 | € 250,000 | ▼ 13% |
| Balance sheet total | € 794,796 | € 759,059 | € 746,942 | € 740,941 | ▼ 1% |
Key figures of ELCEMA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to ELCEMA?
What happened at ELCEMA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Cedric Maldoy stepped down as director. NBB
- Eline Maldoy stepped down as director. NBB
- Martine Agnes Verworst stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 23,649 (▲ 59% vs 2024). Source: NBB ↗
- Cedric Maldoy became a director. NBB
- Eline Maldoy became a director. NBB
- Martine Agnes Verworst became a director. NBB
- New establishment in Sint-Katelijne-Waver. KBO
In short
From € 25,228 loss in 2022 to € 23,649 profit in 2025.
Paid € 0 in corporate taxes since 2022.
Best year ever: 2025, with € 23,649 profit.
A new publication or filing at ELCEMA? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Cedric Maldoy
Director
since 2023 · until 2029
Eline Maldoy
Director
since 2023 · until 2029
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Dreefvelden 15
2860 Sint-Katelijne-Waver
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
TELENET-AS, BE
Domain
Domain
maldoy.com
Registered
2004-04-26
Registrar
One.com A/S
Expires
2026-04-26
Website info
Features
Security
Details
- Company number
- 0419.817.285
- VAT number
- BE 0419.817.285
- Registered office
- Dreefvelden 15, 2860 Sint-Katelijne-Waver
- Names & denominations
- ELCEMA
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 11 September 1979
- Peppol
- Active · Active since 30 Oct 2025
- Contact
- maldoy.com
- Activities · NACE
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