Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2024; threshold 65 %.
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Late annual account NBB
Fiscal year 2024 was filed 279 days after the legal deadline.
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Board fully replaced NBB
No director from three years ago is still active according to annual account 2024.
Financials
Financial year 2024
JACOBS ET CLARYSSE (ASSUREURS CONSEILS -VERZEKERINGSMAKELAARS) from Ukkel, company number BE0419761758, closed financial year 2024 with a result of € 36,464 after tax. For that financial year JACOBS ET CLARYSSE (ASSUREURS CONSEILS -VERZEKERINGSMAKELAARS) recorded a gross margin of € 139,144 and equity of € 389,562. Compared with financial year 2023, the result moved from € 1,379 to € 36,464. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on May 6, 2026.
€ 389,562
▲ 10% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 36,464
▲ € 35,085 vs 2023
Profit after tax over the fiscal year.
€ 23,193
▲ 22% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 327,589.
People and assets in 2024
€ 7,596
▲ € 7,284 vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 1.3 million
▼ 9% vs 2023
€ 113,936 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 133,592
▲ 246% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 12,479
▼ 69% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 73,464 | € 192,367 | € 53,481 | € 139,144 | ▲ 160% |
| Profit after taxes | € 38,801 | € 26,389 | € 1,379 | € 36,464 | ▲ € 35,085 |
| Equity | € 325,330 | € 351,719 | € 353,098 | € 389,562 | ▲ 10% |
| Total debts | € 933,350 | € 1,018,867 | € 1,607,443 | € 1,641,623 | ▲ 2% |
| Cash | € 4,041 | € 131,697 | € 19,066 | € 23,193 | ▲ 22% |
| Land & buildings | - | - | € 507,119 | € 492,851 | ▼ 3% |
| Retained profit | € 263,357 | € 289,746 | € 291,125 | € 327,589 | ▲ 13% |
| Bank debt | € 730,409 | € 824,967 | € 1,418,614 | € 1,287,980 | ▼ 9% |
| Balance sheet total | € 1,258,680 | € 1,376,586 | € 1,960,542 | € 2,031,185 | ▲ 4% |
Key figures of JACOBS ET CLARYSSE (ASSUREURS CONSEILS -VERZEKERINGSMAKELAARS), fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to JACOBS ET CLARYSSE (ASSUREURS CONSEILS -VERZEKERINGSMAKELAARS)?
What happened at JACOBS ET CLARYSSE (ASSUREURS CONSEILS -VERZEKERINGSMAKELAARS) in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 36,464 (▲ € 35,085 vs 2023). filed late Source: NBB ↗
- BESIM GECER stepped down as director. NBB
- DANIEL ALVAREZ BORBOLLA became a director. NBB
- YOUCEF DEHANE became a director. NBB
- BESIM GECER became a director. NBB
- New establishment in Ukkel. KBO
- Start of the company according to the CBE. KBO
In short
From € 38,801 profit in 2021 to € 36,464 profit in 2024.
Paid € 42,187 in corporate taxes since 2021.
Best year ever: 2021, with € 38,801 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind JACOBS ET CLARYSSE (ASSUREURS CONSEILS -VERZEKERINGSMAKELAARS) are YOUCEF DEHANE and DANIEL ALVAREZ BORBOLLA. It owns 100% of DEHMA and 100% of C&S HOLDING itself.
Directors
According to the 2024 annual accounts
since 2024
since 2024
BESIM GECER
Managing director
since 2022 · until 2024
Establishments
Establishment units
Physical locations of this company
Dekenijstraat 89
1180 Ukkel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0419.761.758
- VAT number
- BE 0419.761.758
- Registered office
- Dekenijstraat 89, 1180 Ukkel
- Names & denominations
- JACOBS ET CLARYSSE (ASSUREURS CONSEILS -VERZEKERINGSMAKELAARS)
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 19 September 1979
- Peppol
- Active · Active since 8 Dec 2025