Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 29 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PIANO'S LEO CAERTS from Leuven, company number BE0419678616, closed financial year 2025 with a result of € -73,310 after tax. For that financial year PIANO'S LEO CAERTS recorded a gross margin of € 102,847 and equity of € 63,045. Compared with financial year 2024, the result moved from € -40,302 to € -73,310. The company made a loss. The buffer shrank hard: equity is 54 % below last year. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 63,045
▼ 54% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -73,310
▼ 82 % more loss than in 2024
Profit after tax over the fiscal year.
€ 37,307
▲ 184% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -57,150.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 163,731
▲ 10% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 947
▼ 41% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 11,246
▲ € 9,710 vs 2024
€ 9,710 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 182,358
▼ 15% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 59,108
▼ 23% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 146,638 | € 137,045 | € 111,620 | € 102,847 | ▼ 8% |
| Profit after taxes | € -37,311 | € 3,746 | € -40,302 | € -73,310 | ▼ € 33,008 |
| Equity | € 172,911 | € 176,657 | € 136,355 | € 63,045 | ▼ 54% |
| Total debts | € 353,037 | € 288,078 | € 298,825 | € 275,441 | ▼ 8% |
| Cash | € 35,985 | € 24,920 | € 13,153 | € 37,307 | ▲ 184% |
| Retained profit | € 54,316 | € 58,062 | € 17,760 | € -57,150 | ▼ € 74,910 |
| Bank debt | € 12,491 | € 22,500 | € 1,535 | € 11,246 | ▲ € 9,710 |
| Balance sheet total | € 525,948 | € 464,735 | € 435,180 | € 338,486 | ▼ 22% |
Key figures of PIANO'S LEO CAERTS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PIANO'S LEO CAERTS?
What happened at PIANO'S LEO CAERTS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 73,310. filed late Source: NBB ↗
- New establishment in Leuven. KBO
- New establishment in Zaventem. KBO
- Start of the company according to the CBE. KBO
In short
From € 37,311 loss in 2022 to € 73,310 loss in 2025.
Paid € 10,000 in corporate taxes since 2022.
Best year ever: 2023, with € 3,746 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of CAERTS EN CAERTS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
PIANO'S LEO CAERTSBehind PIANO'S LEO CAERTS is Carina Caerts. The shares are held by CAERTS EN CAERTS (25%).
Directors
According to the 2025 annual accounts
Carina Caerts
Director
Shareholders
25%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Naamsestraat 94
3000 Leuven
Maria Dallaan 39
1930 Zaventem
Active since 24 August 1979
Naamsestraat 90
3000 Leuven
Active since 1 September 1979
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0419.678.616
- VAT number
- BE 0419.678.616
- Registered office
- Naamsestraat 94, 3000 Leuven
- Names & denominations
- PIANO'S LEO CAERTS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 August 1979
- Peppol
- Active · Active since 7 Nov 2025
- Activities · NACE
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