Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Figures corrected NBB
Corrected annual account filed for 2022.
Financials
Financial year 2025
JEAN CRAB ET SES FILS from Elsene, company number BE0419654662, closed financial year 2025 with a result of € 511,020 after tax. For that financial year JEAN CRAB ET SES FILS recorded a gross margin of € 2.4 million and equity of € 3.4 million. Compared with financial year 2024, the result moved from € 287,452 to € 511,020. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 3.4 million
▲ 18% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 511,020
▲ 78% vs 2024
Profit after tax over the fiscal year.
€ 2.6 million
▼ 11% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 3.1 million.
People and assets in 2025
19.2
▼ 0.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.6 million
▼ 1% vs 2024
€ 84,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 105,566
▲ 64% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 34,089
€ 10,823 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 1.9 million
▲ 3% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 311,085
▲ 1% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,903,530 | € 2,236,364 | € 2,117,734 | € 2,401,236 | ▲ 13% |
| Profit after taxes | € 113,817 | € 303,309 | € 287,452 | € 511,020 | ▲ 78% |
| Equity | € 2,295,900 | € 2,599,209 | € 2,886,661 | € 3,397,681 | ▲ 18% |
| Total debts | € 2,993,906 | € 2,644,324 | € 2,857,862 | € 3,060,174 | ▲ 7% |
| Cash | € 3,886,316 | € 2,562,417 | € 2,967,313 | € 2,643,888 | ▼ 11% |
| Retained profit | € 2,020,900 | € 2,324,209 | € 2,611,661 | € 3,122,681 | ▲ 20% |
| Bank debt | € 0 | € 0 | € 0 | € 34,089 | |
| Balance sheet total | € 5,289,806 | € 5,243,533 | € 5,744,523 | € 6,457,855 | ▲ 12% |
| Employees (FTE) | 21 | 21 | 20 | 19.2 | ▼ 0.8 |
Key figures of JEAN CRAB ET SES FILS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to JEAN CRAB ET SES FILS?
What happened at JEAN CRAB ET SES FILS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- RISKCARE stepped down as director. NBB
- Véronique DE MONTJOYE stepped down as director. NBB
- Amaury de Crombrugghe SRL stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 511,020 (▲ 78% vs 2024). Source: NBB ↗
- Insureco SRL stepped down as director. NBB
- RISKCARE became a director. NBB
- Insureco SRL became a director. NBB
- Amaury de Crombrugghe SRL became a director. NBB
In short
From € 113,817 profit in 2022 to € 511,020 profit in 2025.
Paid € 560,806 in corporate taxes since 2022.
Best year ever: 2025, with € 511,020 profit.
On average € 125,100 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of COMONT, Véronique de Montjoye comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
JEAN CRAB ET SES FILSThe shares are held by COMONT (16.7%) and Véronique de Montjoye (10%). It owns 100% of SOCIÉTÉ IMMOBILIÈRE ESPINETTE itself.
Directors
According to the 2025 annual accounts
Director · represented by Marc Janssens
Also active at: Sharp Insurance Brokers, Sibova Insurance, AtlantaCo, DG-INSURANCE, HarbourCo, CleverCo, SurCo, HarvestCo
since 2025 · until 2025
Director · represented by Amaury de Crombrugghe de Picquendaele
Also active at: AG REAL ESTATE, Brussels International Trade Mart Ltd. and Co., TOLEDA INVEST, Citymo, NOUVELLES GALERIES DU BOULEVARD ANSPACH, Brussels International Cash and Carry Center, GALERIES SAINT-LAMBERT, SEAFRONT ZEEBRUGGE +51 more
since 2025 · until 2031
Director · represented by Hermans Kerremans
Also active at: Devaux, Roland Associés, Sharp Insurance Brokers, Sur., MAXI ASSUR, RISK MANAGEMENT ASSURANCES, SERVASSIM, MALFAIT VERZEKERINGSKANTOOR, Sertas +11 more
since 2025 · until 2031
Véronique DE MONTJOYE
Managing director
since 2024 · until 2031
Shareholders
16.7%
Participations
Establishments
Establishment units
Physical locations of this company
Vleurgatse Steenweg 243
1050 Elsene
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
OVH, FR
DNS
OVH DNS
Website info
Features
Security
Details
- Company number
- 0419.654.662
- VAT number
- BE 0419.654.662
- Registered office
- Vleurgatse Steenweg 243, 1050 Elsene
- Names & denominations
- JEAN CRAB ET SES FILS
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 April 1979
- Peppol
- Active · Active since 29 Jul 2025
- Contact
- jeancrab.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten