Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Etablissements Hardy from Fernelmont, company number BE0419430869, closed financial year 2025 with a result of € -15,940 after tax. For that financial year Etablissements Hardy recorded a gross margin of € -11,443 and equity of € -107,395. Compared with financial year 2024, the result moved from € -37,151 to € -15,940. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 10, 2026.
€ -107,395
▼ € 15,940 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -15,940
▲ 57 % less loss than in 2024
Profit after tax over the fiscal year.
€ 3,059
▼ 56% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -169,395.
People and assets in 2025
€ 4,574
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 35,698
Loans from banks and other lenders, long and short.
€ 5,503
▼ 81% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -27,875 | € -95,135 | € -32,643 | € -11,443 | ▲ € 21,200 |
| Profit after taxes | € -33,766 | € -100,653 | € -37,151 | € -15,940 | ▲ € 21,211 |
| Equity | € 46,349 | € -54,304 | € -91,455 | € -107,395 | ▼ € 15,940 |
| Total debts | € 95,746 | € 170,001 | € 207,471 | € 218,366 | ▲ 5% |
| Cash | € 29,641 | € 5,554 | € 6,988 | € 3,059 | ▼ 56% |
| Land & buildings | € 105,878 | € 103,567 | € 102,452 | € 101,336 | ▼ 1% |
| Retained profit | € -15,651 | € -116,304 | € -153,455 | € -169,395 | ▼ € 15,940 |
| Bank debt | € 35,698 | € 35,698 | € 35,698 | € 35,698 | |
| Balance sheet total | € 142,095 | € 115,697 | € 116,016 | € 110,971 | ▼ 4% |
Key figures of Etablissements Hardy, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Etablissements Hardy?
What happened at Etablissements Hardy in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 15,940. filed late Source: NBB ↗
- Start of the company according to the CBE. KBO
In short
From € 33,766 loss in 2022 to € 15,940 loss in 2025.
A new publication or filing at Etablissements Hardy? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Etablissements Hardy are LAURENCE HARDY, MARTINE HARDY, ROLAND HARDY and CHANTAL HARDY. CHANTAL HARDY is also behind OXYCURE.
Directors
According to the 2025 annual accounts
LAURENCE HARDY
Director
MARTINE HARDY
Director
ROLAND HARDY
Director
Establishments
Establishment units
Physical locations of this company
Rue Astrid, Nov. 15
5380 Fernelmont
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0419.430.869
- VAT number
- BE 0419.430.869
- Registered office
- Rue Astrid, Nov. 15, 5380 Fernelmont
- Names & denominations
- Etablissements Hardy
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 29 May 1979
- Peppol
- Active · Active since 20 Dec 2025
- Activities · NACE
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