Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 42 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
DE SCHEPPER from Sint-Niklaas, company number BE0418944087, closed financial year 2025 with a result of € 1 million after tax. For that financial year DE SCHEPPER recorded revenue of € 64.9 million and equity of € 11.5 million. Compared with financial year 2024, the result moved from € 1.7 million to € 1 million. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 26, 2026.
€ 11.5 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1 million
▼ 40% vs 2024
Profit after tax over the fiscal year.
€ 1.4 million
▲ 217% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 1 million paid out
97 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
44.1
▲ 2.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 3.2 million
▲ 5% vs 2024
€ 73,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 131,046
▲ 27% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.2 million
▼ 33% vs 2024
€ 124,800 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 6.8 million
▲ 5% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 38 days on average.
€ 712,771
▲ 12% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 43,755,886 | € 69,241,510 | € 72,384,302 | € 64,859,668 | ▼ 10% |
| Profit after taxes | € 1,437,030 | € 2,591,615 | € 1,706,071 | € 1,030,790 | ▼ 40% |
| Equity | € 8,820,711 | € 10,662,327 | € 11,461,398 | € 11,492,188 | |
| Total debts | € 14,776,738 | € 18,596,852 | € 11,604,094 | € 14,353,840 | ▲ 24% |
| Cash | € 1,850,853 | € 1,203,273 | € 452,696 | € 1,436,073 | ▲ 217% |
| Land & buildings | € 1,670,696 | € 1,557,688 | € 1,458,371 | € 1,329,989 | ▼ 9% |
| Retained profit | € 8,320,711 | € 10,162,327 | € 10,961,398 | € 10,992,188 | |
| Dividend | € 425,000 | € 750,000 | € 907,000 | € 1,000,000 | ▲ 10% |
| Bank debt | € 4,924,000 | € 5,499,200 | € 3,374,400 | € 2,249,600 | ▼ 33% |
| Balance sheet total | € 23,597,450 | € 29,259,178 | € 23,065,492 | € 25,846,028 | ▲ 12% |
| Employees (FTE) | 32.5 | 36.7 | 41.2 | 44.1 | ▲ 2.9 |
Key figures of DE SCHEPPER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DE SCHEPPER?
What happened at DE SCHEPPER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1 million (▼ 40% vs 2024). Source: NBB ↗
- Charlo BV became a director. NBB
- New establishment in Sint-Niklaas. KBO
- Start of the company according to the CBE. KBO
In short
From € 1.4 million profit in 2022 to € 1 million profit in 2025.
Paid € 2.3 million in corporate taxes since 2022.
Best year ever: 2023, with € 2.6 million profit.
Paid out € 3.1 million in dividends to the owners in total.
Management
Behind DE SCHEPPER is Charlo BV.
Directors
According to the 2025 annual accounts
Managing director · represented by Hughes De Schepper
since 2024
Establishments
Establishment units
Physical locations of this company
Prins Boudewijnlaan 53
9100 Sint-Niklaas
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0418.944.087
- VAT number
- BE 0418.944.087
- Registered office
- Prins Boudewijnlaan 53, 9100 Sint-Niklaas
- Names & denominations
- DE SCHEPPER
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 22 December 1978
- Peppol
- Active · Active since 17 Oct 2025
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Onderhoud en reparatie van auto's
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)