Financials
Financial year 2025
Ceuppens en Schuermans, verzekeringsmakelaars from Boechout, company number BE0418646852, closed financial year 2025 with a result of € 58,343 after tax. For that financial year Ceuppens en Schuermans, verzekeringsmakelaars recorded a gross margin of € 553,618 and equity of € 342,634. Compared with financial year 2024, the result moved from € 70,170 to € 58,343. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 16, 2026.
€ 342,634
▼ 15% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 58,343
▼ 17% vs 2024
Profit after tax over the fiscal year.
€ 151,868
▲ 95% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 117,027 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
4.3
▼ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 382,139
▲ 5% vs 2024
€ 88,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 34,765
▼ 40% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 199,926
▼ 24% vs 2024
€ 65,910 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 11,058
▼ 1% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 42,205
▲ 1% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 468,689 | € 504,864 | € 556,360 | € 553,618 | |
| Profit after taxes | € 5,387 | € 50,459 | € 70,170 | € 58,343 | ▼ 17% |
| Equity | € 286,390 | € 331,149 | € 401,319 | € 342,634 | ▼ 15% |
| Total debts | € 434,978 | € 411,286 | € 348,342 | € 400,680 | ▲ 15% |
| Cash | € 314,212 | € 87,634 | € 78,066 | € 151,868 | ▲ 95% |
| Land & buildings | € 250,845 | € 280,383 | € 229,001 | € 179,033 | ▼ 22% |
| Retained profit | € 277,706 | € 322,464 | € 392,634 | € 333,950 | ▼ 15% |
| Dividend | € 0 | € 5,700 | € 0 | € 117,027 | |
| Bank debt | € 385,304 | € 323,636 | € 261,922 | € 199,926 | ▼ 24% |
| Balance sheet total | € 721,368 | € 742,434 | € 749,661 | € 743,314 | ▼ 1% |
| Employees (FTE) | - | 4.4 | 4.4 | 4.3 | ▼ 0.1 |
Key figures of Ceuppens en Schuermans, verzekeringsmakelaars, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Ceuppens en Schuermans, verzekeringsmakelaars?
What happened at Ceuppens en Schuermans, verzekeringsmakelaars in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 58,343 (▼ 17% vs 2024). Source: NBB ↗
- New establishment in Boechout. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,387 profit in 2022 to € 58,343 profit in 2025.
Paid € 97,876 in corporate taxes since 2022.
Best year ever: 2024, with € 70,170 profit.
On average € 128,700 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Ceuppens en Schuermans, verzekeringsmakelaars are Kris Ceuppens, Herman Ceuppens and Paula Schuermans.
Directors
According to the 2025 annual accounts
Kris Ceuppens
Director
Herman Ceuppens
Director
Paula Schuermans
Director
Establishments
Establishment units
Physical locations of this company
Vremdesesteenweg 97
2530 Boechout
Vremdesesteenweg 101
2530 Boechout
Active since 1 July 1978
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0418.646.852
- VAT number
- BE 0418.646.852
- Registered office
- Vremdesesteenweg 97, 2530 Boechout
- Names & denominations
- Ceuppens en Schuermans, verzekeringsmakelaars
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 July 1978
- Peppol
- Active · Active since 24 Sept 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars