Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
De Zwerver from Middelkerke, company number BE0418439588, closed financial year 2025 with a result of € -33,202 after tax. For that financial year De Zwerver recorded a gross margin of € 406,426 and equity of € 153,795. Compared with financial year 2024, the result moved from € -1,353 to € -33,202. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.
€ 153,795
▼ 18% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -33,202
▼ 2354 % more loss than in 2024
Profit after tax over the fiscal year.
€ 246,642
▼ 3% vs 2024
Cash and bank balances on the last day of the fiscal year.
People and assets in 2025
€ 430,465
▲ 7% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 101,386
▲ 145% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 76,395
▲ 26% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 315,808 | € 402,786 | € 407,184 | € 406,426 | |
| Profit after taxes | € 21,404 | € 21,557 | € -1,353 | € -33,202 | ▼ € 31,849 |
| Equity | € 166,793 | € 188,350 | € 186,997 | € 153,795 | ▼ 18% |
| Total debts | € 117,426 | € 147,854 | € 171,407 | € 244,125 | ▲ 42% |
| Cash | € 190,096 | € 238,862 | € 253,886 | € 246,642 | ▼ 3% |
| Retained profit | € 166,793 | € 188,350 | € 186,997 | € 153,795 | ▼ 18% |
| Balance sheet total | € 284,219 | € 336,204 | € 358,404 | € 397,919 | ▲ 11% |
Key figures of De Zwerver, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to De Zwerver?
What happened at De Zwerver in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 33,202. Source: NBB ↗
- New establishment in Oostende. KBO
- Dirk Inghelram became a director. NBB
- Johan Vynck became a director. NBB
- Lode Pauwels became a director. NBB
- Tatiana Covemaeker became a director. NBB
- New establishment in Middelkerke. KBO
- Start of the company according to the CBE. KBO
In short
From € 21,404 profit in 2022 to € 33,202 loss in 2025.
Best year ever: 2023, with € 21,557 profit.
Management
Behind De Zwerver are Dirk Inghelram, Johan Vynck, Lode Pauwels and Tatiana Covemaeker.
Directors
According to the 2025 annual accounts
Dirk Inghelram
Chairman of the board
since 2019
Johan Vynck
Director
since 2019
Lode Pauwels
Director
since 2019
Tatiana Covemaeker
Vice-chairman of the board
since 2019
Establishments
Establishment units
Physical locations of this company
Dorpsstraat 95
8432 Middelkerke
Karel Janssenslaan 25 box 17
8400 Oostende
Active since 6 January 2020
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
COMBELL-AS, BE
Website info
Features
Security
Details
- Company number
- 0418.439.588
- VAT number
- BE 0418.439.588
- Registered office
- Dorpsstraat 95, 8432 Middelkerke
- Names & denominations
- De Zwerver
- Enterprise type
- Rechtspersoon
- Legal form
- Non-profit association
- Legal situation
- Normale toestand
- Start date
- 9 July 1978
- Peppol
- Active · Active since 17 Dec 2025
- Contact
- leffingeleuren.be
- Activities · NACE
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