What does Jean Richard do?

Jean Richard is an insurance broker in Dilbeek. Private Limited, started on 1 March 1978, 1 establishment.

What is the address of Jean Richard?

The registered office of Jean Richard is located at Brusselstraat 363B, 1702 Dilbeek.

Is Jean Richard still active?

Yes. According to the CBE (30 October 2026) Jean Richard is active, legal situation “Normale toestand”, started on 1 March 1978.

Is Jean Richard registered on Peppol?

Yes, Jean Richard is registered on the Peppol network with ID 0208:0418384457.

What is the enterprise number of Jean Richard?

The enterprise number of Jean Richard is BE0418384457.

When was Jean Richard founded?

Jean Richard was founded on 1 March 1978.

Who are the directors of Jean Richard?

According to the 2025 annual accounts, the directors of Jean Richard are: S.L.C. Richard Management BV.

Is Jean Richard a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 1 March 1978; 4 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did Jean Richard make in 2025?

Jean Richard posted a profit after taxes of € 86,688 in financial year 2025.

What is the revenue of Jean Richard?

As a small company, Jean Richard is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 615,721.

How much does an employee at Jean Richard earn?

The average wage cost per full-time employee at Jean Richard was € 70,300 in 2025: staff costs of € 506,216 for 7.2 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does Jean Richard have?

According to the 2025 annual accounts, Jean Richard has 7.2 full-time equivalents (FTE).

Jean Richard (Private Limited) - Dilbeek - BE0418384457

Dossier Jean Richard, printed on 30 October 2026 from databakkes.be/en/0418384457/jean-richard. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

Jean Richard from Dilbeek, company number BE0418384457, closed financial year 2025 with a result of € 86,688 after tax. For that financial year Jean Richard recorded a gross margin of € 615,721 and equity of € 17,244. Compared with financial year 2024, the result moved from € 18,973 to € 86,688. Profitable, and profit is growing. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 18, 2026.

What it is worth Healthy

€ 17,244

▼ 16% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 86,688

▲ € 67,715 vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 350,981

▲ 16% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 90,000 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents

7.2

▲ 0.2 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 506,216

€ 70,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 10,820

▼ 70% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

€ 4,193

▼ 84% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 278,795

▲ 5% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 79,603

▼ 3% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2021	2022	2024	2025	Change 2024 → 2025
Gross margin	€ 495,577 Gross margin 2021: € 495,577 First fiscal year in the series	€ 538,239 Gross margin 2022: € 538,239 ▲ 9% vs 2021 (€ 495,577) Favourable step	€ 582,873 Gross margin 2024: € 582,873 ▲ 8% vs 2022 (€ 538,239) Favourable step	€ 615,721 Gross margin 2025: € 615,721 ▲ 6% vs 2024 (€ 582,873) Favourable step	▲ 6%
Profit after taxes	€ -50,365 Profit after taxes 2021: € -50,365 First fiscal year in the series	€ 1,048 Profit after taxes 2022: € 1,048 ▲ € 51,413 vs 2021 (€ -50,365) Favourable step	€ 18,973 Profit after taxes 2024: € 18,973 ▲ € 17,925 vs 2022 (€ 1,048) Favourable step	€ 86,688 Profit after taxes 2025: € 86,688 ▲ € 67,715 vs 2024 (€ 18,973) Favourable step	▲ € 67,715
Equity	€ 1,062,288 Equity 2021: € 1,062,288 First fiscal year in the series	€ 1,063,336 Equity 2022: € 1,063,336 Unchanged (€ 1,062,288) Favourable step	€ 20,556 Equity 2024: € 20,556 ▼ 98% vs 2022 (€ 1,063,336) Unfavourable step	€ 17,244 Equity 2025: € 17,244 ▼ 16% vs 2024 (€ 20,556) Unfavourable step	▼ 16%
Total debts	€ 577,089 Total debts 2021: € 577,089 First fiscal year in the series	€ 456,451 Total debts 2022: € 456,451 ▼ 21% vs 2021 (€ 577,089) Favourable step	€ 463,702 Total debts 2024: € 463,702 ▲ 2% vs 2022 (€ 456,451) Unfavourable step	€ 533,275 Total debts 2025: € 533,275 ▲ 15% vs 2024 (€ 463,702) Unfavourable step	▲ 15%
Cash	€ 326,928 Cash 2021: € 326,928 First fiscal year in the series	€ 118,325 Cash 2022: € 118,325 ▼ 64% vs 2021 (€ 326,928) Unfavourable step	€ 301,904 Cash 2024: € 301,904 ▲ 155% vs 2022 (€ 118,325) Favourable step	€ 350,981 Cash 2025: € 350,981 ▲ 16% vs 2024 (€ 301,904) Favourable step	▲ 16%
Land & buildings	€ 1,028,647 Land & buildings 2021: € 1,028,647 First fiscal year in the series	€ 1,006,365 Land & buildings 2022: € 1,006,365 ▼ 2% vs 2021 (€ 1,028,647) Unchanged	-	-
Retained profit	€ 486,288 Retained profit 2021: € 486,288 First fiscal year in the series	€ 487,336 Retained profit 2022: € 487,336 Unchanged (€ 486,288) Favourable step	€ 19,631 Retained profit 2024: € 19,631 ▼ 96% vs 2022 (€ 487,336) Unfavourable step	€ 16,319 Retained profit 2025: € 16,319 ▼ 17% vs 2024 (€ 19,631) Unfavourable step	▼ 17%
Dividend	€ 0 Dividend 2021: € 0 First fiscal year in the series	€ 0 Dividend 2022: € 0 Unchanged (€ 0) Unchanged	€ 0 Dividend 2024: € 0 Unchanged (€ 0) Unchanged	€ 90,000 Dividend 2025: € 90,000 Unchanged (€ 0) Unchanged
Bank debt	€ 71,375 Bank debt 2021: € 71,375 First fiscal year in the series	€ 72,801 Bank debt 2022: € 72,801 ▲ 2% vs 2021 (€ 71,375) Unfavourable step	€ 25,537 Bank debt 2024: € 25,537 ▼ 65% vs 2022 (€ 72,801) Favourable step	€ 4,193 Bank debt 2025: € 4,193 ▼ 84% vs 2024 (€ 25,537) Favourable step	▼ 84%
Balance sheet total	€ 1,639,377 Balance sheet total 2021: € 1,639,377 First fiscal year in the series	€ 1,519,787 Balance sheet total 2022: € 1,519,787 ▼ 7% vs 2021 (€ 1,639,377) Unchanged	€ 484,258 Balance sheet total 2024: € 484,258 ▼ 68% vs 2022 (€ 1,519,787) Unchanged	€ 550,519 Balance sheet total 2025: € 550,519 ▲ 14% vs 2024 (€ 484,258) Unchanged	▲ 14%
Employees (FTE)	7.6 Employees (FTE) 2021: 7.6 First fiscal year in the series	6.3 Employees (FTE) 2022: 6.3 ▼ 1.3 vs 2021 (7.6) Unchanged	7 Employees (FTE) 2024: 7 ▲ 0.7 vs 2022 (6.3) Unchanged	7.2 Employees (FTE) 2025: 7.2 ▲ 0.2 vs 2024 (7) Unchanged	▲ 0.2

Key figures of Jean Richard, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Jean Richard?

What happened at Jean Richard in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 18, 2026 New annual accounts for financial year 2025: profit of € 86,688 (▲ € 67,715 vs 2024). filed late Source: NBB ↗
2024 S.L.C. Richard Management BV became a director. NBB
Mar 1, 1978 New establishment in Dilbeek. KBO
Mar 1, 1978 Start of the company according to the CBE. KBO

In short

From € 50,365 loss in 2021 to € 86,688 profit in 2025.

Paid € 27,244 in corporate taxes since 2021.

Best year ever: 2025, with € 86,688 profit.

On average € 85,500 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

S.L.C. Richard Management 100%

The stake of S.L.C. Richard Management comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

Jean Richard

Behind Jean Richard is S.L.C. Richard Management BV. The shares are held by S.L.C. Richard Management (100%).

Directors

According to the 2025 annual accounts

S.L.C. Richard Management BV

Director · represented by Stephan Richard

since 2024

Shareholders

S.L.C. Richard Management

100%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Brusselstraat 363B

1702 Dilbeek

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

BTWE Groep Jean Richard

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0418.384.457

VAT number

BE 0418.384.457

Registered office

Brusselstraat 363B, 1702 Dilbeek

Names & denominations

Jean Richard

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

1 March 1978

Peppol

Active · Active since 13 Apr 2026

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

Jean Richard

Financials

What happened to Jean Richard?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions