Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 24 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 3.5 to 2.7.
Financials
Financial year 2025
KLEDING OCTAAF from Lebbeke, company number BE0418054657, closed financial year 2025 with a result of € -200,587 after tax. For that financial year KLEDING OCTAAF recorded a gross margin of € 11,440 and equity of € 545,568. Compared with financial year 2024, the result moved from € 11,902 to € -200,587. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 30, 2026.
€ 545,568
▼ 27% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -200,587
▼ still € 11,902 profit in 2024
Profit after tax over the fiscal year.
€ 245,661
▲ € 219,002 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -109,366.
People and assets in 2025
2.7
▼ 0.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 161,879
▼ 15% vs 2024
€ 60,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 415
▼ 51% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 991,798
▼ 9% vs 2024
Loans from banks and other lenders, long and short.
€ 5,538
▼ 84% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 30,278
▼ 23% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 274,692 | € 251,736 | € 283,456 | € 11,440 | ▼ 96% |
| Profit after taxes | € -2,541 | € -54,318 | € 11,902 | € -200,587 | ▼ € 212,489 |
| Equity | € 288,571 | € 734,253 | € 746,155 | € 545,568 | ▼ 27% |
| Total debts | € 1,424,697 | € 1,093,454 | € 1,161,348 | € 1,028,255 | ▼ 11% |
| Cash | € 52,828 | € 22,420 | € 26,660 | € 245,661 | ▲ € 219,002 |
| Land & buildings | € 755,006 | € 754,560 | € 754,113 | € 753,666 | |
| Retained profit | € 133,638 | € 79,320 | € 91,221 | € -109,366 | ▼ € 200,587 |
| Bank debt | € 866,567 | € 968,601 | € 1,084,027 | € 991,798 | ▼ 9% |
| Balance sheet total | € 1,713,268 | € 1,827,706 | € 1,907,503 | € 1,573,823 | ▼ 17% |
| Employees (FTE) | 3.5 | 3.5 | 3.4 | 2.7 | ▼ 0.7 |
Key figures of KLEDING OCTAAF, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to KLEDING OCTAAF?
What happened at KLEDING OCTAAF in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Anne Marie De Beul stepped down as director. NBB
- Johan Verhulst stepped down as director. NBB
- Michiel Verhulst stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 200,587 (▼ € 212,489 vs 2024). filed late Source: NBB ↗
- Anne Marie De Beul became a director. NBB
- Johan Verhulst became a director. NBB
- Michiel Verhulst became a director. NBB
- New establishment in Lebbeke. KBO
In short
From € 2,541 loss in 2022 to € 200,587 loss in 2025.
Paid € 980 in corporate taxes since 2022.
Best year ever: 2024, with € 11,902 profit.
On average € 4,200 of value added per employee in 2025.
Management
Directors
According to the 2025 annual accounts
Anne Marie De Beul
Director
since 2023 · until 2029
Johan Verhulst
Managing director
since 2023 · until 2029
Michiel Verhulst
Director
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Brusselsesteenweg 1-3
9280 Lebbeke
Brusselsesteenweg 1
9280 Lebbeke
Active since 1 February 1978
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
FASTLY - Fastly, Inc., US
Website info
Features
Security
Details
- Company number
- 0418.054.657
- VAT number
- BE 0418.054.657
- Registered office
- Brusselsesteenweg 1-3, 9280 Lebbeke
- Names & denominations
- KLEDING OCTAAF
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 February 1978
- Peppol
- Active · Active since 2 Dec 2025
- Contact
- octaaf.be
- Activities · NACE
Detailhandel in bovenkleding voor heren, dames en kinderen (algemeen assortiment)
Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)