What does Fin-Insure R do?

Fin-Insure R is an insurance broker in Willebroek. Private Limited, started on 2 January 1977, 1 establishment.

What is the address of Fin-Insure R?

The registered office of Fin-Insure R is located at Overwinningsstraat 28, 2830 Willebroek.

Is Fin-Insure R still active?

Yes. According to the CBE (31 October 2026) Fin-Insure R is active, legal situation “Normale toestand”, started on 2 January 1977.

Is Fin-Insure R registered on Peppol?

Yes, Fin-Insure R is registered on the Peppol network with ID 0208:0418031297.

What is the enterprise number of Fin-Insure R?

The enterprise number of Fin-Insure R is BE0418031297.

When was Fin-Insure R founded?

Fin-Insure R was founded on 2 January 1977.

Who are the directors of Fin-Insure R?

According to the 2025 annual accounts, the directors of Fin-Insure R are: DKS INSURANCE SOLUTIONS CommV, Ceejay CommV, BAM Finance Comm.V.

Is Fin-Insure R a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 2 January 1977; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did Fin-Insure R make in 2025?

Fin-Insure R posted a profit after taxes of € 57,762 in financial year 2025.

What is the revenue of Fin-Insure R?

As a small company, Fin-Insure R is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 203,166.

How much does an employee at Fin-Insure R earn?

The average wage cost per full-time employee at Fin-Insure R was € 64,000 in 2025: staff costs of € 115,157 for 1.8 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does Fin-Insure R have?

According to the 2025 annual accounts, Fin-Insure R has 1.8 full-time equivalents (FTE).

Fin-Insure R (Private Limited) - Willebroek

Dossier Fin-Insure R, printed on 31 October 2026 from databakkes.be/en/0418031297/fin-insure-r. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

Fin-Insure R from Willebroek, company number BE0418031297, closed financial year 2025 with a result of € 57,762 after tax. For that financial year Fin-Insure R recorded a gross margin of € 203,166 and equity of € 58,833. Compared with financial year 2024, the result moved from € 39,101 to € 57,762. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.

What it is worth Healthy

€ 58,833

▼ 4% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 57,762

▲ 48% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 56,026

▲ 131% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 60,000 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents

1.8

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 115,157

▲ 7% vs 2024

€ 64,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 9,435

▼ 14% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 1 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 19,142

▼ 7% vs 2024

€ 4,655 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.

Owed to suppliers

€ 4,825

▲ 23% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 13,458

▼ 10% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 181,838 Gross margin 2022: € 181,838 First fiscal year in the series	€ 158,605 Gross margin 2023: € 158,605 ▼ 13% vs 2022 (€ 181,838) Unfavourable step	€ 173,005 Gross margin 2024: € 173,005 ▲ 9% vs 2023 (€ 158,605) Favourable step	€ 203,166 Gross margin 2025: € 203,166 ▲ 17% vs 2024 (€ 173,005) Favourable step	▲ 17%
Profit after taxes	€ 53,527 Profit after taxes 2022: € 53,527 First fiscal year in the series	€ 31,276 Profit after taxes 2023: € 31,276 ▼ 42% vs 2022 (€ 53,527) Unfavourable step	€ 39,101 Profit after taxes 2024: € 39,101 ▲ 25% vs 2023 (€ 31,276) Favourable step	€ 57,762 Profit after taxes 2025: € 57,762 ▲ 48% vs 2024 (€ 39,101) Favourable step	▲ 48%
Equity	€ 108,969 Equity 2022: € 108,969 First fiscal year in the series	€ 108,970 Equity 2023: € 108,970 Unchanged (€ 108,969) Favourable step	€ 61,071 Equity 2024: € 61,071 ▼ 44% vs 2023 (€ 108,970) Unfavourable step	€ 58,833 Equity 2025: € 58,833 ▼ 4% vs 2024 (€ 61,071) Unfavourable step	▼ 4%
Total debts	€ 112,849 Total debts 2022: € 112,849 First fiscal year in the series	€ 76,200 Total debts 2023: € 76,200 ▼ 32% vs 2022 (€ 112,849) Favourable step	€ 126,450 Total debts 2024: € 126,450 ▲ 66% vs 2023 (€ 76,200) Unfavourable step	€ 115,758 Total debts 2025: € 115,758 ▼ 8% vs 2024 (€ 126,450) Favourable step	▼ 8%
Cash	€ 2,312 Cash 2022: € 2,312 First fiscal year in the series	€ 109 Cash 2023: € 109 ▼ 95% vs 2022 (€ 2,312) Unfavourable step	€ 24,226 Cash 2024: € 24,226 ▲ € 24,117 vs 2023 (€ 109) Favourable step	€ 56,026 Cash 2025: € 56,026 ▲ 131% vs 2024 (€ 24,226) Favourable step	▲ 131%
Retained profit	€ 51,149 Retained profit 2022: € 51,149 First fiscal year in the series	€ 51,150 Retained profit 2023: € 51,150 Unchanged (€ 51,149) Favourable step	€ 3,251 Retained profit 2024: € 3,251 ▼ 94% vs 2023 (€ 51,150) Unfavourable step	€ 1,013 Retained profit 2025: € 1,013 ▼ 69% vs 2024 (€ 3,251) Unfavourable step	▼ 69%
Dividend	€ 54,000 Dividend 2022: € 54,000 First fiscal year in the series	€ 31,275 Dividend 2023: € 31,275 ▼ 42% vs 2022 (€ 54,000) Unchanged	€ 87,000 Dividend 2024: € 87,000 ▲ 178% vs 2023 (€ 31,275) Unchanged	€ 60,000 Dividend 2025: € 60,000 ▼ 31% vs 2024 (€ 87,000) Unchanged	▼ 31%
Bank debt	€ 42,355 Bank debt 2022: € 42,355 First fiscal year in the series	€ 27,580 Bank debt 2023: € 27,580 ▼ 35% vs 2022 (€ 42,355) Favourable step	€ 20,633 Bank debt 2024: € 20,633 ▼ 25% vs 2023 (€ 27,580) Favourable step	€ 19,142 Bank debt 2025: € 19,142 ▼ 7% vs 2024 (€ 20,633) Favourable step	▼ 7%
Balance sheet total	€ 221,818 Balance sheet total 2022: € 221,818 First fiscal year in the series	€ 185,169 Balance sheet total 2023: € 185,169 ▼ 17% vs 2022 (€ 221,818) Unchanged	€ 187,521 Balance sheet total 2024: € 187,521 ▲ 1% vs 2023 (€ 185,169) Unchanged	€ 174,591 Balance sheet total 2025: € 174,591 ▼ 7% vs 2024 (€ 187,521) Unchanged	▼ 7%
Employees (FTE)	1.8 Employees (FTE) 2022: 1.8 First fiscal year in the series	1.8 Employees (FTE) 2023: 1.8 Unchanged (1.8) Unchanged	1.8 Employees (FTE) 2024: 1.8 Unchanged (1.8) Unchanged	1.8 Employees (FTE) 2025: 1.8 Unchanged (1.8) Unchanged

Key figures of Fin-Insure R, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Fin-Insure R?

What happened at Fin-Insure R in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 30, 2026 New annual accounts for financial year 2025: profit of € 57,762 (▲ 48% vs 2024). Source: NBB ↗
Jan 2, 2021 New establishment in Willebroek. KBO
2020 BAM Finance Comm.V became a director. NBB
2018 Ceejay CommV became a director. NBB
2016 DKS INSURANCE SOLUTIONS CommV became a director. NBB
Jan 2, 1977 Start of the company according to the CBE. KBO

In short

From € 53,527 profit in 2022 to € 57,762 profit in 2025.

Paid € 73,173 in corporate taxes since 2022.

Best year ever: 2025, with € 57,762 profit.

On average € 112,900 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

DKS INSURANCE SOLUTIONS CommV Ceejay CommV BAM Finance Comm.V

FIN-INSURE W

Fin-Insure R

Behind Fin-Insure R are DKS INSURANCE SOLUTIONS CommV, Ceejay CommV and BAM Finance Comm.V. The same people are also behind FIN-INSURE W.

Directors

According to the 2025 annual accounts

DKS INSURANCE SOLUTIONS CommV

Bestuurder · represented by DIRK SCHULTZ

Also active at: FIN-INSURE W

since 2016

Ceejay CommV

Bestuurder · represented by Christel Janssens

Also active at: FIN-INSURE W

since 2018

BAM Finance Comm.V

Bestuurder · represented by Bastiaan Frijters

Also active at: FIN-INSURE W

since 2020

Establishments

Establishment units

Physical locations of this company

Registered office

Overwinningsstraat 28

2830 Willebroek

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.

All companies at this address →

BAM Finance same network

Groep Fin-Insure

FIN-INSURE W same network

€ 173,465 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0418.031.297

VAT number

BE 0418.031.297

Registered office

Overwinningsstraat 28, 2830 Willebroek

Names & denominations

Fin-Insure R

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

2 January 1977

Peppol

Active · Active since 21 Oct 2026

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

Agenten en makelaars in bankdiensten

View on CBE Public ↗ Annual accounts (NBB) ↗

Fin-Insure R

Financials

What happened to Fin-Insure R?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions