Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 22 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Immo - Talo from Tervuren, company number BE0417054171, closed financial year 2025 with a result of € 61,113 after tax. For that financial year Immo - Talo recorded a gross margin of € 23,114 and equity of € 308,210. Compared with financial year 2024, the result moved from € 11,065 to € 61,113. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 308,210
▲ 25% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 61,113
▲ € 50,048 vs 2024
Profit after tax over the fiscal year.
€ 1,369
▼ 31% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 88,210.
People and assets in 2025
€ 3,066
▼ 57% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 20,844
▼ 55% vs 2024
€ 19,464 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 6,758
▲ 8% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,682
▲ 99% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 26,499 | € 41,896 | € 48,967 | € 23,114 | ▼ 53% |
| Profit after taxes | € -7,633 | € 6,760 | € 11,065 | € 61,113 | ▲ € 50,048 |
| Equity | € 229,271 | € 236,031 | € 247,096 | € 308,210 | ▲ 25% |
| Total debts | € 445,913 | € 428,424 | € 403,371 | € 314,007 | ▼ 22% |
| Cash | € 1,555 | € 10,209 | € 1,971 | € 1,369 | ▼ 31% |
| Land & buildings | € 277,061 | € 242,684 | € 208,307 | € 174,878 | ▼ 16% |
| Retained profit | € 9,271 | € 16,031 | € 27,096 | € 88,210 | ▲ 226% |
| Bank debt | € 95,001 | € 70,822 | € 46,203 | € 20,844 | ▼ 55% |
| Balance sheet total | € 740,467 | € 721,578 | € 699,430 | € 663,019 | ▼ 5% |
Key figures of Immo - Talo, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Immo - Talo?
What happened at Immo - Talo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Ann CARPENTIER stepped down as director. NBB
- Henri COUSSEMENT stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 61,113 (▲ € 50,048 vs 2024). Source: NBB ↗
- Henri COUSSEMENT became a director. NBB
- Ann CARPENTIER became a director. NBB
- New establishment in Tervuren. KBO
- Start of the company according to the CBE. KBO
In short
From € 7,633 loss in 2022 to € 61,113 profit in 2025.
Paid € 5,575 in corporate taxes since 2022.
Best year ever: 2025, with € 61,113 profit.
Management
It owns 37.9% of Invest For Ever sprl itself.
Directors
According to the 2025 annual accounts
Ann CARPENTIER
Director
since 2009 · until 2027
since 2021 · until 2027
Establishments
Establishment units
Physical locations of this company
Arboretumlaan 53 box A
3080 Tervuren
Arboretumlaan 53 box a
3080 Tervuren
Active since 27 November 1976
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0417.054.171
- VAT number
- BE 0417.054.171
- Registered office
- Arboretumlaan 53 bus A, 3080 Tervuren
- Names & denominations
- Immo - Talo
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 27 November 1976
- Peppol
- Active · Active since 9 May 2025