Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 7.5 to 6.5.
Financials
Financial year 2025
Ph. ALBERT-VANESSE from Verviers, company number BE0417053280, closed financial year 2025 with a result of € 60,784 after tax. For that financial year Ph. ALBERT-VANESSE recorded a gross margin of € 585,975 and equity of € 354,010. Compared with financial year 2024, the result moved from € 54,183 to € 60,784. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 17, 2026.
€ 354,010
▲ 21% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 60,784
▲ 12% vs 2024
Profit after tax over the fiscal year.
€ 158,311
▲ 4% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 120,609.
People and assets in 2025
6.5
▼ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 460,049
▼ 3% vs 2024
€ 70,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 24,210
▼ 43% vs 2024
Of which on lease € 23,350.
Debts at end 2025
€ 155,086
▼ 22% vs 2024
€ 41,973 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 223,613
▲ 2% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 155,456
▲ 15% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 556,213 | € 554,896 | € 604,751 | € 585,975 | ▼ 3% |
| Profit after taxes | € 33,650 | € -73,876 | € 54,183 | € 60,784 | ▲ 12% |
| Equity | € 312,919 | € 239,043 | € 293,227 | € 354,010 | ▲ 21% |
| Total debts | € 625,801 | € 620,465 | € 556,677 | € 535,129 | ▼ 4% |
| Cash | € 232,684 | € 204,899 | € 152,542 | € 158,311 | ▲ 4% |
| Land & buildings | € 99,591 | € 60,869 | € 33,660 | € 32,075 | ▼ 5% |
| Retained profit | € 79,519 | € 5,642 | € 59,826 | € 120,609 | ▲ 102% |
| Bank debt | € 246,016 | € 247,628 | € 199,736 | € 155,086 | ▼ 22% |
| Balance sheet total | € 938,721 | € 859,508 | € 849,904 | € 889,140 | ▲ 5% |
| Employees (FTE) | 7.5 | 7.5 | 7 | 6.5 | ▼ 0.5 |
Key figures of Ph. ALBERT-VANESSE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Ph. ALBERT-VANESSE?
What happened at Ph. ALBERT-VANESSE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 60,784 (▲ 12% vs 2024). Source: NBB ↗
- New establishment in Verviers. KBO
- Start of the company according to the CBE. KBO
In short
From € 33,650 profit in 2022 to € 60,784 profit in 2025.
Paid € 36,831 in corporate taxes since 2022.
Best year ever: 2025, with € 60,784 profit.
On average € 90,200 of value added per employee in 2025.
Management
Behind Ph. ALBERT-VANESSE are Philippe ALBERT and Isabelle ALBERT.
Directors
According to the 2025 annual accounts
Philippe ALBERT
Managing director
Isabelle ALBERT
Managing director
Establishments
Establishment units
Physical locations of this company
Avenue Nicolaï 45
4802 Verviers
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0417.053.280
- VAT number
- BE 0417.053.280
- Registered office
- Avenue Nicolaï 45, 4802 Verviers
- Names & denominations
- Ph. ALBERT-VANESSE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 March 1977
- Peppol
- Active · Active since 6 Oct 2025
- Activities · NACE
Groothandel in overige kantoormachines en kantoorbenodigdheden
Groothandel in informatie- en communicatieapparatuur
Detailhandel in ICT-apparatuur
Gespecialiseerde detailhandel in kantoormachines en -meubelen, computers en standaardprogrammatuur en telecommunicatieapparatuur
Groothandel in andere kantoormachines en kantoorbenodigdheden, met uitzondering van computers en randapparatuur
Detailhandel in computers, randapparatuur en software in gespecialiseerde winkels
Reparatie en onderhoud van consumentenartikelen, neg
Overige reparaties, n.e.g.