Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 33 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
INTER - HOME from Ans, company number BE0416533341, closed financial year 2024 with a result of € -54,012 after tax. For that financial year INTER - HOME recorded a gross margin of € 35,705 and equity of € -411,019. Compared with financial year 2023, the result moved from € -69,141 to € -54,012. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 29, 2025.
€ -411,019
▼ € 54,012 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -54,012
▲ 22 % less loss than in 2023
Profit after tax over the fiscal year.
€ 4,366
▲ 108% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -754,971.
People and assets in 2024
€ 17
▼ 89% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 751,084
▼ 6% vs 2023
€ 56,945 is repaid this year. At this pace the long-term loan is gone in ≈ 13 years.
€ 248,456
▲ 1% vs 2023
Supplier invoices still open on the last day of the fiscal year.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 55,680 | € 34,543 | € 34,086 | € 35,705 | ▲ 5% |
| Profit after taxes | € -64,817 | € -84,877 | € -69,141 | € -54,012 | ▲ € 15,129 |
| Equity | € -202,989 | € -287,866 | € -357,007 | € -411,019 | ▼ € 54,012 |
| Total debts | € 2,117,759 | € 2,150,954 | € 2,183,372 | € 2,147,354 | ▼ 2% |
| Cash | € 5,033 | € 544 | € 2,102 | € 4,366 | ▲ 108% |
| Land & buildings | € 1,628,995 | € 1,665,402 | € 1,612,671 | € 1,555,969 | ▼ 4% |
| Retained profit | € -543,842 | € -631,818 | € -700,959 | € -754,971 | ▼ € 54,012 |
| Bank debt | € 888,317 | € 851,903 | € 802,180 | € 751,084 | ▼ 6% |
| Balance sheet total | € 1,914,770 | € 1,863,088 | € 1,826,366 | € 1,736,335 | ▼ 5% |
Key figures of INTER - HOME, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to INTER - HOME?
What happened at INTER - HOME in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 54,012. filed late Source: NBB ↗
- New establishment in Ans. KBO
- Start of the company according to the CBE. KBO
In short
From € 64,817 loss in 2021 to € 54,012 loss in 2024.
Management
The stake of C & D HORION, HOME AVENIR comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
INTER - HOMEBehind INTER - HOME are Christian Cypers, HOME AVENIR SRL and Marianne Delcour. The shares are held by C & D HORION (10%) and HOME AVENIR (9.1%).
Directors
According to the 2024 annual accounts
Director · represented by CHRISTIAN CYPERS
Marianne Delcour
Administrator-manager
Shareholders
10%
9.1%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue du Parc 20,
4432 Ans
Rue du Parc 20
4432 Ans
Active since 1 November 1976
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0416.533.341
- VAT number
- BE 0416.533.341
- Registered office
- Rue du Parc 20,, 4432 Ans
- Names & denominations
- INTER - HOME
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 October 1976
- Peppol
- Active · Active since 28 Dec 2025
- Activities · NACE
Sanitaire werkzaamheden
Overig loodgieterswerk
Installatie van isolatie
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Schilderen van gebouwen
Overige reiniging van gebouwen; industriële reiniging
Schrijnwerk
Ontwikkeling van residentiële bouwprojecten
+7