Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
Financials
Financial year 2025
MINY & FILS from Verviers, company number BE0416267184, closed financial year 2025 with a result of € 3,405 after tax. For that financial year MINY & FILS recorded a gross margin of € 8,920 and equity of € -30,785. Compared with financial year 2024, the result moved from € 267 to € 3,405. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 7, 2026.
€ -30,785
▲ € 3,405 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3,405
▲ € 3,138 vs 2024
Profit after tax over the fiscal year.
€ 32,187
▼ 17% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -50,785.
People and assets in 2025
€ 888
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 133,930
▼ 6% vs 2024
Loans from banks and other lenders, long and short.
€ 8,636
▲ 108% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,211
▼ 37% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 12,831 | € 22,989 | € 4,687 | € 8,920 | ▲ 90% |
| Profit after taxes | € 7,102 | € 12,901 | € 267 | € 3,405 | ▲ € 3,138 |
| Equity | € -47,358 | € -34,458 | € -34,190 | € -30,785 | ▲ € 3,405 |
| Total debts | € 164,716 | € 153,782 | € 147,885 | € 143,777 | ▼ 3% |
| Cash | € 24,006 | € 59,346 | € 38,811 | € 32,187 | ▼ 17% |
| Retained profit | € -67,358 | € -54,458 | € -54,190 | € -50,785 | ▲ € 3,405 |
| Bank debt | € 0 | € 0 | € 141,820 | € 133,930 | ▼ 6% |
| Balance sheet total | € 117,358 | € 119,324 | € 113,695 | € 112,992 | ▼ 1% |
Key figures of MINY & FILS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MINY & FILS?
What happened at MINY & FILS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 3,405 (▲ € 3,138 vs 2024). Source: NBB ↗
- Gauthier Miny became a director. NBB
- Béatrice Heunders became a director. NBB
- New establishment in Verviers. KBO
- Start of the company according to the CBE. KBO
In short
From € 7,102 profit in 2022 to € 3,405 profit in 2025.
Paid € 532 in corporate taxes since 2022.
Best year ever: 2023, with € 12,901 profit.
Management
Behind MINY & FILS are Gauthier Miny and Béatrice Heunders.
Directors
According to the 2025 annual accounts
Gauthier Miny
Director
since 2023
Béatrice Heunders
Manager
since 1992
Establishments
Establishment units
Physical locations of this company
Route du Bois de Jalhay 78
4800 Verviers
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
ESI-INFORMATIQUE-AS, BE
Domain
Domain
miny-fils.be
Registered
2012-11-22
Website info
Features
Security
Details
- Company number
- 0416.267.184
- VAT number
- BE 0416.267.184
- Registered office
- Route du Bois de Jalhay 78, 4800 Verviers
- Names & denominations
- MINY & FILS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 July 1976
- Peppol
- Active · Active since 18 Dec 2025
- Contact
- miny-fils.be
- Activities · NACE
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