Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2023 and 2024.
-
Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2024; threshold 65 %.
-
Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
ELOÏSA from Havelange, company number BE0416143163, closed financial year 2024 with a result of € -267,511 after tax. For that financial year ELOÏSA recorded a gross margin of € -102,883 and equity of € -1.7 million. Compared with financial year 2023, the result moved from € -233,789 to € -267,511. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2025.
€ -1.7 million
▼ € 267,511 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -267,511
▼ 14 % more loss than in 2023
Profit after tax over the fiscal year.
€ 2,737
▲ 24% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -2.2 million.
People and assets in 2024
€ 45,689
▼ 25% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 24,979
▼ 17% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 175,000
▼ 17% vs 2023
€ 35,000 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 345,819
▲ 201% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 9,654
▲ 27% vs 2023
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 126 | € -55,137 | € -53,058 | € -102,883 | ▼ € 49,825 |
| Profit after taxes | € -192,845 | € -215,964 | € -233,789 | € -267,511 | ▼ € 33,722 |
| Equity | € -989,192 | € -1,205,156 | € -1,438,944 | € -1,706,455 | ▼ € 267,511 |
| Total debts | € 2,904,918 | € 3,053,032 | € 3,493,517 | € 3,800,495 | ▲ 9% |
| Cash | € 1,686 | € 34,936 | € 2,205 | € 2,737 | ▲ 24% |
| Land & buildings | € 1,740,345 | € 1,656,724 | € 1,696,666 | € 1,603,715 | ▼ 5% |
| Retained profit | € -1,437,253 | € -1,653,217 | € -1,887,006 | € -2,154,516 | ▼ € 267,511 |
| Bank debt | € 280,000 | € 245,000 | € 210,000 | € 175,000 | ▼ 17% |
| Balance sheet total | € 1,915,727 | € 1,847,876 | € 2,054,573 | € 2,094,040 | ▲ 2% |
Key figures of ELOÏSA, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to ELOÏSA?
What happened at ELOÏSA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 267,511. Source: NBB ↗
- New establishment in Marche-en-Famenne. KBO
- New establishment in Havelange. KBO
- Start of the company according to the CBE. KBO
In short
From € 192,845 loss in 2021 to € 267,511 loss in 2024.
Paid € 565 in corporate taxes since 2021.
A new publication or filing at ELOÏSA? We notify you, reason included.
Follow ELOÏSADatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ELOÏSA are Vincent Berghmans and Clotilde de Montpellier d'Annevoie. Vincent Berghmans is also behind J.N.C. INTERNATIONAL and LHOIST.
Directors
According to the 2024 annual accounts
Clotilde de Montpellier d'Annevoie
Managing director
Establishments
Establishment units
Physical locations of this company
Emeville(F) 6
5370 Havelange
Emeville(F) -
5370 Havelange
Active since 3 June 1986
Marloie, Rue de la Zootechnie 2
6900 Marche-en-Famenne
Active since 3 November 2020
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0416.143.163
- VAT number
- BE 0416.143.163
- Registered office
- Emeville(F) 6, 5370 Havelange
- Names & denominations
- ELOÏSA
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 24 August 1976
- Peppol
- Not registered
- Activities · NACE
Gemengd landbouwbedrijf
Ondersteunende activiteiten in verband met de teelt van gewassen
Groothandel in akkerbouwproducten en veevoeders, algemeen assortiment
Bouwrijp maken van terreinen
Overige detailhandel in voedingsmiddelen, neg
Detailhandel in vlees en vleesproducten, muv vlees van wild en van gevogelte
Groothandel in hout
Detailhandel in vlees van wild en van gevogelte
+11