Financials
Financial year 2025
TERNIER from Nieuwpoort, company number BE0415752985, closed financial year 2025 with a result of € 216,731 after tax. For that financial year TERNIER recorded a gross margin of € 715,383 and equity of € 1.2 million. Compared with financial year 2024, the result moved from € 149,950 to € 216,731. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on March 18, 2026.
€ 1.2 million
▲ 13% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 216,731
▲ 45% vs 2024
Profit after tax over the fiscal year.
€ 323,030
▼ 13% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 80,000 paid out
37 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
7.8
▲ 4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 207,144
▲ 13% vs 2024
€ 26,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 69,904
▲ 81% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 51,274
▼ 12% vs 2024
€ 7,764 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 604
▼ 98% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 41,819
▼ 55% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 530,903 | € 637,815 | € 629,907 | € 715,383 | ▲ 14% |
| Profit after taxes | € 84,664 | € 196,159 | € 149,950 | € 216,731 | ▲ 45% |
| Equity | € 794,401 | € 990,560 | € 1,075,510 | € 1,212,241 | ▲ 13% |
| Total debts | € 376,440 | € 390,960 | € 483,479 | € 295,574 | ▼ 39% |
| Cash | € 193,772 | € 488,216 | € 370,288 | € 323,030 | ▼ 13% |
| Land & buildings | € 796,590 | € 780,679 | € 1,107,756 | € 1,087,391 | ▼ 2% |
| Retained profit | € 744,401 | € 940,560 | € 1,025,510 | € 1,162,241 | ▲ 13% |
| Dividend | € 0 | € 0 | € 65,000 | € 80,000 | ▲ 23% |
| Bank debt | € 72,208 | € 65,388 | € 58,412 | € 51,274 | ▼ 12% |
| Balance sheet total | € 1,170,841 | € 1,381,520 | € 1,558,989 | € 1,507,815 | ▼ 3% |
| Employees (FTE) | 5.3 | 3.6 | 3.8 | 7.8 | ▲ 4 |
Key figures of TERNIER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TERNIER?
What happened at TERNIER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 216,731 (▲ 45% vs 2024). Source: NBB ↗
- Heidi Ternier became a director. NBB
- Bert Ternier became a director. NBB
- New establishment in Nieuwpoort. KBO
- Start of the company according to the CBE. KBO
In short
From € 84,664 profit in 2022 to € 216,731 profit in 2025.
Paid € 301,660 in corporate taxes since 2022.
Best year ever: 2025, with € 216,731 profit.
On average € 91,700 of value added per employee in 2025.
Management
Behind TERNIER are Heidi Ternier and Bert Ternier.
Directors
According to the 2025 annual accounts
Heidi Ternier
Director
since 2014
Bert Ternier
Director
since 2014
Establishments
Establishment units
Physical locations of this company
Jozef Cardijnlaan 42
8620 Nieuwpoort
Zeedijk ZN
8620 Nieuwpoort
Active since 1 April 1976
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
one.com Mail
Hosting
ONECOM, DK
Website info
Features
Security
Network
Details
- Company number
- 0415.752.985
- VAT number
- BE 0415.752.985
- Registered office
- Jozef Cardijnlaan 42, 8620 Nieuwpoort
- Names & denominations
- TERNIER
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 January 1976
- Peppol
- Active · Active since 9 Jan 2025
- Contact
- kabienen.be [email protected]
- Activities · NACE
Fastfoodzaken, snackbars, frituren en dergelijke
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
Vervaardiging van ander schrijn- en timmerwerk
Vervaardiging van schrijn- en timmerwerk
Eetgelegenheden met beperkte bediening
Overige recreatie- en ontspanningsactiviteiten, neg
Exploitatie van strandfaciliteiten, fietsen, waterfietsen, pony's en dergelijke