Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 53 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
UNIVERSAL PNEUS from Anderlecht, company number BE0415725370, closed financial year 2025 with a result of € 137,862 after tax. For that financial year UNIVERSAL PNEUS recorded a gross margin of € 960,196 and equity of € 862,382. Compared with financial year 2024, the result moved from € 237,175 to € 137,862. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 6, 2026.
€ 862,382
▼ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 137,862
▼ 42% vs 2024
Profit after tax over the fiscal year.
€ 175,241
▼ 33% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 211,990 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 643,886
▲ 6% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 153,019
▲ 39% vs 2024
Of which on lease € 22,795.
Debts at end 2025
€ 436,024
▼ 10% vs 2024
€ 200,506 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 376,481
▲ 26% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 196,195
▼ 4% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 599,296 | € 772,933 | € 1,052,099 | € 960,196 | ▼ 9% |
| Profit after taxes | € 66,485 | € 188,472 | € 237,175 | € 137,862 | ▼ 42% |
| Equity | € 788,222 | € 840,908 | € 942,296 | € 862,382 | ▼ 8% |
| Total debts | € 1,146,987 | € 1,207,079 | € 1,138,274 | € 1,235,186 | ▲ 9% |
| Cash | € 318,191 | € 255,607 | € 262,269 | € 175,241 | ▼ 33% |
| Land & buildings | € 991,846 | € 949,309 | € 916,989 | € 874,047 | ▼ 5% |
| Retained profit | € 689,752 | € 748,224 | € 855,399 | € 781,271 | ▼ 9% |
| Dividend | € 70,000 | € 130,000 | € 130,000 | € 211,990 | ▲ 63% |
| Bank debt | € 563,918 | € 543,241 | € 487,127 | € 436,024 | ▼ 10% |
| Balance sheet total | € 1,935,209 | € 2,047,987 | € 2,080,571 | € 2,097,568 | ▲ 1% |
| Employees (FTE) | 9.1 | - | - | - |
Key figures of UNIVERSAL PNEUS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to UNIVERSAL PNEUS?
What happened at UNIVERSAL PNEUS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 137,862 (▼ 42% vs 2024). Source: NBB ↗
- DAVID GOLDSZTEJN became a director. NBB
- SARA GOLDSZTEJN became a director. NBB
- OLIVIER GOLDSZTEJN became a director. NBB
- New establishment in Mons. KBO
- FRANCOIS GOLDSZTEJN became a director. NBB
- New establishment in Anderlecht. KBO
- Start of the company according to the CBE. KBO
In short
From € 66,485 profit in 2022 to € 137,862 profit in 2025.
Paid € 253,293 in corporate taxes since 2022.
Best year ever: 2024, with € 237,175 profit.
On average € 65,900 of value added per employee in 2022.
Management
Behind UNIVERSAL PNEUS are FRANCOIS GOLDSZTEJN, DAVID GOLDSZTEJN, SARA GOLDSZTEJN and OLIVIER GOLDSZTEJN.
Directors
According to the 2025 annual accounts
FRANCOIS GOLDSZTEJN
Manager
since 2001
DAVID GOLDSZTEJN
Director
since 2020
SARA GOLDSZTEJN
Director
since 2020
OLIVIER GOLDSZTEJN
Director
since 2020
Establishments
Establishment units
Physical locations of this company
Bergense Steenweg 719
1070 Anderlecht
Chaussée de Bruxelles 124
7000 Mons
Active since 18 October 2004
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
OVH Mail
Hosting
OVH, FR
DNS
OVH DNS
Domain
Domain
universalpneu.be
Registered
2009-04-01
Website info
Features
Security
Details
- Company number
- 0415.725.370
- VAT number
- BE 0415.725.370
- Registered office
- Bergense Steenweg 719, 1070 Anderlecht
- Names & denominations
- UNIVERSAL PNEUS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 March 1976
- Peppol
- Active · Active since 24 Nov 2023
- Contact
- universalpneu.be
- Activities · NACE
Onderhoud en reparatie van auto's
Bandenservicebedrijven
Detailhandel in onderdelen en accessoires van motorvoertuigen
Kleinhandel in onderdelen en accessoires van auto's
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)