Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Terrains et Immeubles from Namur, company number BE0415633617, closed financial year 2025 with a result of € -23,672 after tax. For that financial year Terrains et Immeubles recorded a gross margin of € -11,831 and equity of € 41,711. Compared with financial year 2024, the result moved from € -2,198 to € -23,672. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 28, 2026.
€ 41,711
▼ 36% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -23,672
▼ 977 % more loss than in 2024
Profit after tax over the fiscal year.
€ 86
▼ 99% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 35,488.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 114
▼ 90% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 9,505 | € -6,756 | € -3,684 | € -11,831 | ▼ € 8,147 |
| Profit after taxes | € -1,855 | € -17,070 | € -2,198 | € -23,672 | ▼ € 21,474 |
| Equity | € 84,652 | € 67,582 | € 65,383 | € 41,711 | ▼ 36% |
| Total debts | € 32,353 | € 38,863 | € 52,564 | € 49,127 | ▼ 7% |
| Cash | € 384 | € 447 | € 12,635 | € 86 | ▼ 99% |
| Land & buildings | € 110,816 | € 103,193 | € 95,570 | € 87,947 | ▼ 8% |
| Retained profit | € 78,429 | € 61,359 | € 59,160 | € 35,488 | ▼ 40% |
| Balance sheet total | € 117,005 | € 106,445 | € 117,947 | € 90,838 | ▼ 23% |
Key figures of Terrains et Immeubles, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to Terrains et Immeubles?
What happened at Terrains et Immeubles in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 23,672. Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Namur. KBO
In short
From € 1,855 loss in 2022 to € 23,672 loss in 2025.
Paid € 710 in corporate taxes since 2022.
A new publication or filing at Terrains et Immeubles? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Terrains et Immeubles is JEAN-MARIE LEDOUX. JEAN-MARIE LEDOUX is also behind Jean-Marie Ledoux S.A..
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Avenue de la Pairelle 1 box 10
5000 Namur
Avenue de la Plante 31
5000 Namur
Active since 1 August 1975
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0415.633.617
- VAT number
- BE 0415.633.617
- Registered office
- Avenue de la Pairelle 1 bus 10, 5000 Namur
- Names & denominations
- Terrains et Immeubles
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 21 August 1975
- Peppol
- Not registered