Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 16 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
IMMOBILIERE ASCONA from Waterloo, company number BE0415461490, closed financial year 2025 with a result of € -18,889 after tax. For that financial year IMMOBILIERE ASCONA recorded a gross margin of € 1,960 and equity of € -44,083. Compared with financial year 2024, the result moved from € -9,317 to € -18,889. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 2, 2026.
€ -44,083
▼ € 18,889 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -18,889
▼ 103 % more loss than in 2024
Profit after tax over the fiscal year.
€ 18,123
▼ 34% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -65,774.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 32,807
▼ 26% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 2,635
▼ 59% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,040
▲ 209% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 22,229 | € 41,946 | € 11,252 | € 1,960 | ▼ 83% |
| Profit after taxes | € 15,851 | € 18,876 | € -9,317 | € -18,889 | ▼ € 9,571 |
| Equity | € -34,753 | € -15,877 | € -25,194 | € -44,083 | ▼ € 18,889 |
| Total debts | € 93,768 | € 124,234 | € 128,022 | € 122,519 | ▼ 4% |
| Cash | € 11,603 | € 14,678 | € 27,667 | € 18,123 | ▼ 34% |
| Land & buildings | € 26,003 | € 23,871 | € 21,739 | € 19,608 | ▼ 10% |
| Retained profit | € -56,444 | € -37,568 | € -46,885 | € -65,774 | ▼ € 18,889 |
| Balance sheet total | € 59,015 | € 108,357 | € 102,828 | € 78,436 | ▼ 24% |
Key figures of IMMOBILIERE ASCONA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to IMMOBILIERE ASCONA?
What happened at IMMOBILIERE ASCONA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 18,889. Source: NBB ↗
- New establishment in Waterloo. KBO
- Start of the company according to the CBE. KBO
In short
From € 15,851 profit in 2022 to € 18,889 loss in 2025.
Paid € 3,378 in corporate taxes since 2022.
Best year ever: 2023, with € 18,876 profit.
Management
Behind IMMOBILIERE ASCONA is Harold SEMAL.
Directors
According to the 2025 annual accounts
Harold SEMAL
Director
Establishments
Establishment units
Physical locations of this company
Av. Princesse Joséphine-Charl. 27
1410 Waterloo
Boulevard de la Cense 19
1410 Waterloo
Active since 27 June 1996
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0415.461.490
- VAT number
- BE 0415.461.490
- Registered office
- Av. Princesse Joséphine-Charl. 27, 1410 Waterloo
- Names & denominations
- IMMOBILIERE ASCONA · Ascona · ASCONA ET CO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 May 1975
- Peppol
- Active · Active since 19 Feb 2026
- Activities · NACE
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