Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
BELFA - TRADING from Antwerpen, company number BE0415251654, closed financial year 2025 with a result of € -2,593 after tax. For that financial year BELFA - TRADING recorded a gross margin of € 9,134 and equity of € -42,301. Compared with financial year 2024, the result moved from € -3,786 to € -2,593. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 24, 2026.
€ -42,301
▼ € 2,593 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,593
▲ 32 % less loss than in 2024
Profit after tax over the fiscal year.
€ 76
▼ 79% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -104,301.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 3,950
▼ 77% vs 2024
Loans from banks and other lenders, long and short.
€ 151
▼ 74% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 780 | € 2,162 | € 8,055 | € 9,134 | ▲ 13% |
| Profit after taxes | € -10,630 | € -10,198 | € -3,786 | € -2,593 | ▲ € 1,193 |
| Equity | € -25,725 | € -35,923 | € -39,708 | € -42,301 | ▼ € 2,593 |
| Total debts | € 97,809 | € 102,910 | € 101,811 | € 98,952 | ▼ 3% |
| Cash | - | € 77 | € 367 | € 76 | ▼ 79% |
| Land & buildings | € 72,085 | € 66,910 | € 61,736 | € 56,574 | ▼ 8% |
| Retained profit | € -87,725 | € -97,923 | € -101,708 | € -104,301 | ▼ € 2,593 |
| Bank debt | € 25,485 | € 24,850 | € 16,950 | € 3,950 | ▼ 77% |
| Balance sheet total | € 72,085 | € 66,987 | € 62,103 | € 56,651 | ▼ 9% |
Key figures of BELFA - TRADING, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BELFA - TRADING?
What happened at BELFA - TRADING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2,593. filed late Source: NBB ↗
- Ewa Karlowska became a director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 10,630 loss in 2022 to € 2,593 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind BELFA - TRADING is Ewa Karlowska.
Directors
According to the 2025 annual accounts
Ewa Karlowska
Associate
since 2024
Establishments
Establishment units
Physical locations of this company
Bisschoppenhoflaan 75
2100 Antwerpen
Bisschoppenhoflaan 73
2100 Antwerpen
Active since 1 July 1975
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0415.251.654
- VAT number
- BE 0415.251.654
- Registered office
- Bisschoppenhoflaan 75, 2100 Antwerpen
- Names & denominations
- BELFA - TRADING
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 July 1975
- Peppol
- Not registered
- Activities · NACE
Verhuisactiviteiten
Verhuisdiensten
Goederenvervoer over de weg
Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Groothandel in motorvoertuigen
Detailhandel in motorvoertuigen
Verhuur van vrachtwagens met bestuurder
+2