Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 18 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
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Legal situation KBO
Opschorting (gerechtelijke reorganisatie) according to the CBE.
Financials
Financial year 2025
Joseph Swinnen from Brussel, company number BE0415173856, closed financial year 2025 with a result of € -191,045 after tax. For that financial year Joseph Swinnen recorded a gross margin of € 634,300 and equity of € 408,499. Compared with financial year 2024, the result moved from € -20,841 to € -191,045. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 6, 2026.
€ 408,499
▼ 32% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -191,045
▼ 817 % more loss than in 2024
Profit after tax over the fiscal year.
€ 13,583
▼ 54% vs 2024
Cash and bank balances on the last day of the fiscal year.
People and assets in 2025
15.4
▲ 1.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 628,824
▲ 5% vs 2024
€ 40,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 7,761
▼ 51% vs 2024
Loans from banks and other lenders, long and short.
€ 720
▼ 88% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 417,743
▲ 32% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 541,239 | € 605,290 | € 778,563 | € 634,300 | ▼ 19% |
| Profit after taxes | € -141,744 | € -103,204 | € -20,841 | € -191,045 | ▼ € 170,203 |
| Equity | € 723,589 | € 620,384 | € 599,543 | € 408,499 | ▼ 32% |
| Total debts | € 156,935 | € 254,486 | € 338,977 | € 426,224 | ▲ 26% |
| Cash | € 54,175 | € 44,331 | € 29,790 | € 13,583 | ▼ 54% |
| Land & buildings | € 713,000 | € 713,000 | € 713,000 | € 713,000 | |
| Retained profit | € 100,977 | € -2,227 | € -23,068 | € -214,113 | ▼ € 191,045 |
| Bank debt | € 31,667 | € 23,945 | € 15,979 | € 7,761 | ▼ 51% |
| Balance sheet total | € 880,523 | € 874,871 | € 938,520 | € 834,723 | ▼ 11% |
| Employees (FTE) | 14.3 | 14.2 | 14.1 | 15.4 | ▲ 1.3 |
Key figures of Joseph Swinnen, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Joseph Swinnen?
What happened at Joseph Swinnen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 191,045. filed late Source: NBB ↗
- SIDONIJA BERKOVIC became a director. NBB
- GHISLAIN DE DREUX BREZE became a director. NBB
- YVES WAUTERS became a director. NBB
- New establishment in Brussel. KBO
- Start of the company according to the CBE. KBO
In short
From € 141,744 loss in 2022 to € 191,045 loss in 2025.
On average € 41,200 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Joseph Swinnen are SIDONIJA BERKOVIC, YVES WAUTERS and GHISLAIN DE DREUX BREZE.
Directors
According to the 2025 annual accounts
SIDONIJA BERKOVIC
Director
since 2024
YVES WAUTERS
Director
since 2017
GHISLAIN DE DREUX BREZE
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Laanbrugstraat 35
1000 Brussel
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0415.173.856
- VAT number
- BE 0415.173.856
- Registered office
- Laanbrugstraat 35, 1000 Brussel
- Names & denominations
- Joseph Swinnen
- Enterprise type
- Rechtspersoon
- Legal form
- Non-profit association
- Legal situation
- Opschorting (gerechtelijke reorganisatie)
- Start date
- 13 May 1975
- Peppol
- Not registered
- Activities · NACE
Alfabetiseringsprogramma's ten behoeve van volwassenen