Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Busy address KBO
70 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
PensioPlus from Sint-Joost-ten-Node, company number BE0415047855, closed financial year 2025 with a result of € -91,292 after tax. For that financial year PensioPlus recorded a gross margin of € 848,627 and equity of € 2.1 million. Compared with financial year 2024, the result moved from € -213,537 to € -91,292. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 2, 2026.
€ 2.1 million
▼ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -91,292
▲ 57 % less loss than in 2024
Profit after tax over the fiscal year.
€ 261,305
▼ 68% vs 2024
Cash and bank balances on the last day of the fiscal year.
People and assets in 2025
5.6
▼ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 925,233
▲ 4% vs 2024
€ 165,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,674
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 27,452
▼ 3% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 108,775
▲ 8% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 924,804 | € 920,409 | € 679,255 | € 848,627 | ▲ 25% |
| Profit after taxes | € 70,572 | € 286 | € -213,537 | € -91,292 | ▲ € 122,245 |
| Equity | € 2,373,820 | € 2,374,106 | € 2,160,569 | € 2,069,277 | ▼ 4% |
| Total debts | € 171,851 | € 143,818 | € 135,506 | € 142,827 | ▲ 5% |
| Cash | € 2,151,240 | € 1,409,097 | € 806,724 | € 261,305 | ▼ 68% |
| Retained profit | € 2,373,820 | € 2,374,106 | € 2,160,569 | € 2,069,277 | ▼ 4% |
| Balance sheet total | € 2,552,386 | € 2,528,189 | € 2,308,529 | € 2,225,394 | ▼ 4% |
| Employees (FTE) | 5.8 | 5.8 | 5.8 | 5.6 | ▼ 0.2 |
Key figures of PensioPlus, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PensioPlus?
What happened at PensioPlus in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Prolocus OFP stepped down as director. NBB
- Euroclear Pension Fund OFP stepped down as director. NBB
- Procter & Gamble Belgium Pension Fund OFP stepped down as director. NBB
- Fonds de Pension Proximus OFP stepped down as director. NBB
- Fonds de Prévoyance UCB OFP stepped down as director. NBB
- Pensioenfonds Federale Non-Profit/Social - Profitsector OFP stepped down as director. NBB
- Bekaert IBP Arbeiders OFP stepped down as director. NBB
- Pensiobel OFP stepped down as director. NBB
In short
From € 70,572 profit in 2022 to € 91,292 loss in 2025.
Paid € 30,821 in corporate taxes since 2022.
Best year ever: 2022, with € 70,572 profit.
On average € 151,500 of value added per employee in 2025.
A new publication or filing at PensioPlus? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Director · represented by Peter SOMMEN
since 2013 · until 2027
Director · represented by Tom MERGAERTS
since 2017 · until 2026
Director · represented by Ellen DE LAENDER
since 2019 · until 2027
Fonds 2e Pijler PC 118 (F2P PC 118) OFP
Director · represented by Klaas SOENS
since 2018 · until 2026
Director · represented by Tanja BASTENS
since 2020 · until 2026
Procter & Gamble Belgium Pension Fund OFP
Director · represented by Wouter BORREMANS
since 2018 · until 2027
Director · represented by Vincent LANTIN
since 2013 · until 2027
Director · represented by Isabelle FEUILLIEN
since 2018 · until 2027
Pensioenfonds Federale Non-Profit/Social - Profitsector OFP
Director · represented by Els VERBERCKMOES
since 2018 · until 2027
Director · represented by Henk DEBROCK
since 2018 · until 2027
Pensioenfonds UZ Gent - U Gent OFP
Director · represented by Daisy D'HEUVAERT
since 2017 · until 2026
Director · represented by Eric BAECKELANDT
since 2018 · until 2027
Fonds de Sécurité d'Existence du Gardiennage (FSEG) OFP
Director · represented by Serge SYMENS
since 2023 · until 2026
Director · represented by Emmy VERBIST
· until 2027
Director · represented by Jan DE SMET
since 2018 · until 2027
Caisse de Pensions Tractebel OFP
Director · represented by Inès HORWART
since 2020 · until 2026
Director · represented by Eddy BAEKE
since 2020 · until 2026
Director · represented by Stijn VAN DIERDONCK
· until 2027
Director · represented by Luc VANBRIEL
Also active at: First Retail International 2, First Retail International
since 2018 · until 2027
Shell Belgium Pension Fund OFP
Director · represented by Tim GOYVAERTS
since 2018 · until 2027
Director · represented by Sylvianne LOONES
since 2017 · until 2026
Director · represented by Geneviève LARDINOIS
· until 2027
Director · represented by Barbara DEROOSE
since 2020 · until 2026
Director · represented by Nicolien WESTRA
since 2017 · until 2026
Establishments
Establishment units
Physical locations of this company
Bolwerklaan 21
1210 Sint-Joost-ten-Node
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 70 companies are registered at this address.
All companies at this address →DEUTSCH-BELGISCH-LUXEMBURGISCHE HANDELSKAMER - BELGISCH-LUXEMBURGS-DUITSE KAMER VAN KOOPHANDEL - CHAMBRE DE COMMERCE BELGO-LUXEMBOURGEOISE-ALLEMANDE
€ 1.8 million revenue · 2025
MENSURA Service Externe de Prévention et de Protection au travail
€ 128.3 million revenue · 2025
GROUPE GM BENELUX
€ 479,759 gross margin · 2025
CWT BELGIUM
€ 7.3 million revenue · 2025
CLUB PALM BEACH - Cercle Privé
+65 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0415.047.855
- VAT number
- BE 0415.047.855
- Registered office
- Bolwerklaan 21, 1210 Sint-Joost-ten-Node
- Names & denominations
- PensioPlus · PensioPlus (frans) · PensioPlus (nederlands)
- Enterprise type
- Rechtspersoon
- Legal form
- Non-profit association
- Legal situation
- Normale toestand
- Start date
- 28 February 1975
- Peppol
- Active · Active since 17 Dec 2025
- Activities · NACE
Activiteiten van bedrijfs- en werkgeversorganisaties
Bedrijfs- en werkgeversorganisaties