Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 30 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
A.J.L. from Chièvres, company number BE0414747254, closed financial year 2025 with a result of € -968 after tax. For that financial year A.J.L. recorded a gross margin of € 4,403 and equity of € -5,311. Compared with financial year 2024, the result moved from € 668 to € -968. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 6, 2026.
€ -5,311
▼ € 968 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -968
▼ still € 668 profit in 2024
Profit after tax over the fiscal year.
€ 5,074
▲ € 4,412 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -23,911.
People and assets in 2025
€ 14,312
▼ 55% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 712
▲ € 651 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,200
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -25,237 | € 12,529 | € 6,853 | € 4,403 | ▼ 36% |
| Profit after taxes | € -1,578 | € 7,837 | € 668 | € -968 | ▼ € 1,635 |
| Equity | € -12,848 | € -5,011 | € -4,344 | € -5,311 | ▼ € 968 |
| Total debts | € 62,731 | € 56,823 | € 62,397 | € 69,877 | ▲ 12% |
| Cash | € 373 | € 2,310 | € 662 | € 5,074 | ▲ € 4,412 |
| Retained profit | € -31,448 | € -23,611 | € -22,944 | € -23,911 | ▼ € 968 |
| Balance sheet total | € 49,883 | € 51,812 | € 58,053 | € 64,565 | ▲ 11% |
Key figures of A.J.L., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to A.J.L.?
What happened at A.J.L. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 968 (▼ € 1,635 vs 2024). Source: NBB ↗
- Jean-Luc Kerckhof became a director. NBB
- Martine Goetgebuer became a director. NBB
- Quentin Kerckhof became a director. NBB
- New establishment in Chièvres. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,578 loss in 2022 to € 968 loss in 2025.
Best year ever: 2023, with € 7,837 profit.
Management
Behind A.J.L. are Martine Goetgebuer, Jean-Luc Kerckhof and Quentin Kerckhof.
Directors
According to the 2025 annual accounts
Martine Goetgebuer
Director
since 2023
Jean-Luc Kerckhof
Director
since 2024
Quentin Kerckhof
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Rue d'Ath 57
7950 Chièvres
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0414.747.254
- VAT number
- BE 0414.747.254
- Registered office
- Rue d'Ath 57, 7950 Chièvres
- Names & denominations
- A.J.L.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 October 1974
- Peppol
- Active · Active since 30 Dec 2025
- Activities · NACE
Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)
Detailhandel in ijzerwaren, verf, bouwmaterialen (inclusief doe-het-zelfzaken) met een verkoopsoppervlakte van minder dan 400 m2