Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Crediblitz from Sint-Martens-Latem, company number BE0414289374, closed financial year 2025 with a result of € -128,866 after tax. For that financial year Crediblitz recorded a gross margin of € 162,394 and equity of € 1.3 million. Compared with financial year 2024, the result moved from € 219,389 to € -128,866. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 7, 2026.
€ 1.3 million
▼ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -128,866
▼ still € 219,389 profit in 2024
Profit after tax over the fiscal year.
€ 514,479
▼ 27% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -45,745.
People and assets in 2025
0.4
▲ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 17,538
▲ 16% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 73,497
▲ € 71,877 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 839,725
▼ 9% vs 2024
€ 87,028 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 3,455
▼ 28% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 7,608
▼ 1% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 916,488 | € 146,509 | € 840,481 | € 162,394 | ▼ 81% |
| Profit after taxes | € 244,356 | € -147,984 | € 219,389 | € -128,866 | ▼ € 348,255 |
| Equity | € 1,364,558 | € 1,216,574 | € 1,435,963 | € 1,307,097 | ▼ 9% |
| Total debts | € 1,811,594 | € 1,676,681 | € 1,505,160 | € 1,329,277 | ▼ 12% |
| Cash | € 463,060 | € 373,161 | € 705,699 | € 514,479 | ▼ 27% |
| Land & buildings | € 3,039,764 | € 2,821,821 | € 2,512,762 | € 2,296,653 | ▼ 9% |
| Retained profit | € 11,717 | € -136,267 | € 83,122 | € -45,745 | ▼ € 128,866 |
| Bank debt | € 1,051,753 | € 965,574 | € 923,689 | € 839,725 | ▼ 9% |
| Balance sheet total | € 3,504,642 | € 3,198,762 | € 3,223,646 | € 2,895,914 | ▼ 10% |
| Employees (FTE) | - | - | 0.3 | 0.4 | ▲ 0.1 |
Key figures of Crediblitz, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Crediblitz?
What happened at Crediblitz in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 128,866 (▼ € 348,255 vs 2024). Source: NBB ↗
- Philippe Hilaire Vanderstraeten became a director. NBB
- New establishment in Sint-Martens-Latem. KBO
- Start of the company according to the CBE. KBO
In short
From € 244,356 profit in 2022 to € 128,866 loss in 2025.
Paid € 513,133 in corporate taxes since 2022.
Best year ever: 2022, with € 244,356 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Crediblitz is Philippe Hilaire Vanderstraeten.
Directors
According to the 2025 annual accounts
Philippe Hilaire Vanderstraeten
Director
since 2009
Establishments
Establishment units
Physical locations of this company
Hubert Malfaitlaan 19
9830 Sint-Martens-Latem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0414.289.374
- VAT number
- BE 0414.289.374
- Registered office
- Hubert Malfaitlaan 19, 9830 Sint-Martens-Latem
- Names & denominations
- Crediblitz
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 April 1974
- Peppol
- Not registered
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
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