Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BANOMA from Kortrijk, company number BE0414258888, closed financial year 2025 with a result of € 6,684 after tax. For that financial year BANOMA recorded a gross margin of € 60,015 and equity of € 155,343. Compared with financial year 2024, the result moved from € 855 to € 6,684. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 155,343
▲ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 6,684
▲ € 5,828 vs 2024
Profit after tax over the fiscal year.
€ 9,799
▼ 73% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 93,369.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 20,101
▲ 49% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,172
▲ 170% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 50,900 | € 51,362 | € 55,962 | € 60,015 | ▲ 7% |
| Profit after taxes | € -5,680 | € -8,239 | € 855 | € 6,684 | ▲ € 5,828 |
| Equity | € 156,043 | € 147,804 | € 148,659 | € 155,343 | ▲ 4% |
| Total debts | € 737,721 | € 649,168 | € 623,242 | € 559,122 | ▼ 10% |
| Cash | € 72,208 | € 21,168 | € 36,294 | € 9,799 | ▼ 73% |
| Land & buildings | € 852,304 | € 809,379 | € 766,931 | € 725,586 | ▼ 5% |
| Retained profit | € 94,069 | € 85,831 | € 86,686 | € 93,369 | ▲ 8% |
| Balance sheet total | € 941,234 | € 841,417 | € 813,320 | € 752,858 | ▼ 7% |
Key figures of BANOMA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BANOMA?
What happened at BANOMA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 6,684 (▲ € 5,828 vs 2024). filed late Source: NBB ↗
- New establishment in Kortrijk. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,680 loss in 2022 to € 6,684 profit in 2025.
Paid € 2,993 in corporate taxes since 2022.
Best year ever: 2025, with € 6,684 profit.
Management
Behind BANOMA are Christelle Vanhoutte and Babette Desfossez. Babette Desfossez is also behind ZAKENKANTOOR VAN GHELUWE.
Directors
According to the 2025 annual accounts
Christelle Vanhoutte
Director
Establishments
Establishment units
Physical locations of this company
Hendrik Consciencestraat(Kor) 15 box 22
8500 Kortrijk
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0414.258.888
- VAT number
- BE 0414.258.888
- Registered office
- Hendrik Consciencestraat(Kor) 15 bus 22, 8500 Kortrijk
- Names & denominations
- BANOMA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 April 1974
- Peppol
- Active · Active since 21 Oct 2026
- Activities · NACE
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