Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 3.7 to 2.5.
Financials
Financial year 2025
A B C UNICA - VERA from Lier, company number BE0414253544, closed financial year 2025 with a result of € 5,478 after tax. For that financial year A B C UNICA - VERA recorded a gross margin of € 195,220 and equity of € 1 million. Compared with financial year 2024, the result moved from € -6,536 to € 5,478. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 29, 2026.
€ 1 million
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 5,478
▲ still € 6,536 loss in 2024
Profit after tax over the fiscal year.
€ 255,031
▲ 80% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 627,810.
People and assets in 2025
2.5
▼ 0.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 109,327
▼ 12% vs 2024
€ 43,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,252
▼ 58% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 69,490
▼ 39% vs 2024
€ 23,484 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 26,823
▼ 36% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 16,287
▼ 38% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 271,152 | € 180,668 | € 202,611 | € 195,220 | ▼ 4% |
| Profit after taxes | € 3,447 | € -55,757 | € -6,536 | € 5,478 | ▲ € 12,014 |
| Equity | € 1,062,625 | € 1,006,868 | € 1,000,332 | € 1,005,810 | ▲ 1% |
| Total debts | € 257,515 | € 234,154 | € 181,260 | € 112,600 | ▼ 38% |
| Cash | € 166,038 | € 136,322 | € 141,373 | € 255,031 | ▲ 80% |
| Land & buildings | € 594,375 | € 545,752 | € 498,507 | € 451,263 | ▼ 9% |
| Retained profit | € 587,125 | € 563,868 | € 589,832 | € 627,810 | ▲ 6% |
| Bank debt | € 142,686 | € 134,773 | € 113,462 | € 69,490 | ▼ 39% |
| Balance sheet total | € 1,320,140 | € 1,241,023 | € 1,181,593 | € 1,118,410 | ▼ 5% |
| Employees (FTE) | 4 | 3.7 | 3.3 | 2.5 | ▼ 0.8 |
Key figures of A B C UNICA - VERA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 3 March 2027.
What happened to A B C UNICA - VERA?
What happened at A B C UNICA - VERA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Véronique Hoever stepped down as director. NBB
- Ludo Hoever stepped down as director. NBB
- Anita Jolivet stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 5,478. Source: NBB ↗
- Véronique Hoever became a director. NBB
- Ludo Hoever became a director. NBB
- Anita Jolivet became a director. NBB
- New establishment in Lier. KBO
In short
From € 3,447 profit in 2022 to € 5,478 profit in 2025.
Paid € 848 in corporate taxes since 2022.
Best year ever: 2025, with € 5,478 profit.
On average € 78,100 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Véronique Hoever
Director
since 2021 · until 2027
Ludo Hoever
Managing director
since 2021 · until 2027
Anita Jolivet
Director
since 2021 · until 2027
Establishments
Establishment units
Physical locations of this company
Antwerpsestraat 39
2500 Lier
Antwerpsestraat 12
2500 Lier
Active since 1 October 2006
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0414.253.544
- VAT number
- BE 0414.253.544
- Registered office
- Antwerpsestraat 39, 2500 Lier
- Names & denominations
- A B C UNICA - VERA
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 30 August 1974
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)
Detailhandel in bovenkleding voor heren, dames en kinderen (algemeen assortiment)
Detailhandel in textiel
Overige niet-gespecialiseerde detailhandel
Detailhandel in huishoudtextiel en beddengoed
Detailhandel via postorderbedrijven of via internet