Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 25 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Gardier et fils from Soumagne, company number BE0413978479, closed financial year 2025 with a result of € 645 after tax. For that financial year Gardier et fils recorded a gross margin of € 14,583 and equity of € 425,940. Compared with financial year 2024, the result moved from € 44,229 to € 645. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 22, 2026.
€ 425,940
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 645
▼ 99% vs 2024
Profit after tax over the fiscal year.
€ 29,184
▼ 78% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 419,742.
People and assets in 2025
€ 1,689
▼ 55% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 82,560
▼ 16% vs 2024
€ 16,564 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 10,301
▲ 67% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,500
▼ 75% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 75,958 | € 113,019 | € 93,630 | € 14,583 | ▼ 84% |
| Profit after taxes | € 44,171 | € 59,084 | € 44,229 | € 645 | ▼ 99% |
| Equity | € 321,982 | € 381,066 | € 425,295 | € 425,940 | |
| Total debts | € 831,178 | € 767,963 | € 336,962 | € 295,257 | ▼ 12% |
| Cash | € 40,667 | € 86,526 | € 135,373 | € 29,184 | ▼ 78% |
| Land & buildings | € 320,114 | € 309,363 | € 298,613 | € 287,862 | ▼ 4% |
| Retained profit | € 315,784 | € 374,868 | € 419,098 | € 419,742 | |
| Bank debt | € 131,098 | € 115,780 | € 98,742 | € 82,560 | ▼ 16% |
| Balance sheet total | € 1,153,159 | € 1,149,028 | € 762,257 | € 721,197 | ▼ 5% |
Key figures of Gardier et fils, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Gardier et fils?
What happened at Gardier et fils in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 645 (▼ 99% vs 2024). Source: NBB ↗
- Joseph GARDIER became a director. NBB
- New establishment in Soumagne. KBO
- Start of the company according to the CBE. KBO
In short
From € 44,171 profit in 2022 to € 645 profit in 2025.
Paid € 55,766 in corporate taxes since 2022.
Best year ever: 2023, with € 59,084 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Gardier et fils is Joseph GARDIER.
Directors
According to the 2025 annual accounts
Joseph GARDIER
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Rue des Trois-Chênes(AYE) 6
4630 Soumagne
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0413.978.479
- VAT number
- BE 0413.978.479
- Registered office
- Rue des Trois-Chênes(AYE) 6, 4630 Soumagne
- Names & denominations
- Gardier et fils
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 January 1974
- Peppol
- Active · Active since 20 Nov 2025
- Activities · NACE
Schrijnwerk
Schrijnwerk van hout of van kunststof
Dakwerkzaamheden
Algemene bouw van residentiële gebouwen
Dakbedekking en bouw van dakconstructies
Bouwen van individuele huizen