Financials
Financial year 2024
Lheureux & Lavenne, assurances from Boussu, company number BE0413976006, closed financial year 2024 with a result of € 188,409 after tax. For that financial year Lheureux & Lavenne, assurances recorded a gross margin of € 577,598 and equity of € 202,772. Compared with financial year 2023, the result moved from € 54,925 to € 188,409. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2025.
€ 202,772
▼ 1% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 188,409
▲ 243% vs 2023
Profit after tax over the fiscal year.
€ 145,124
▼ 44% vs 2023
Cash and bank balances on the last day of the fiscal year.
€ 191,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2024
5.5
Average over the fiscal year, from the social balance sheet.
€ 364,453
▲ 4% vs 2023
€ 66,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 15,073
▼ 21% vs 2023
Of which on lease € 10,868.
Debts at end 2024
€ 11,618
▼ 38% vs 2023
€ 7,476 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 54,868
▼ 53% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 44,007
▲ 4% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 502,737 | € 491,234 | € 455,916 | € 577,598 | ▲ 27% |
| Profit after taxes | € 182,988 | € 95,777 | € 54,925 | € 188,409 | ▲ 243% |
| Equity | € 214,660 | € 210,437 | € 205,362 | € 202,772 | ▼ 1% |
| Total debts | € 504,508 | € 385,249 | € 350,380 | € 323,111 | ▼ 8% |
| Cash | € 437,735 | € 246,706 | € 260,352 | € 145,124 | ▼ 44% |
| Land & buildings | € 90,423 | € 78,961 | € 67,498 | € 66,219 | ▼ 2% |
| Retained profit | € 41,130 | € 36,907 | € 31,832 | € 29,242 | ▼ 8% |
| Dividend | € 186,000 | € 100,000 | € 60,000 | € 191,000 | ▲ 218% |
| Bank debt | € 77,492 | € 30,745 | € 18,807 | € 11,618 | ▼ 38% |
| Balance sheet total | € 719,168 | € 595,686 | € 555,742 | € 525,883 | ▼ 5% |
| Employees (FTE) | 4.5 | 5.5 | 5.5 | 5.5 |
Key figures of Lheureux & Lavenne, assurances, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to Lheureux & Lavenne, assurances?
What happened at Lheureux & Lavenne, assurances in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Cuvelier Assurances SRL stepped down as director. NBB
- New annual accounts for financial year 2024: profit of € 188,409 (▲ 243% vs 2023). filed late Source: NBB ↗
- Cuvelier Assurances SRL became a director. NBB
- New establishment in Boussu. KBO
- Start of the company according to the CBE. KBO
In short
From € 182,988 profit in 2021 to € 188,409 profit in 2024.
Paid € 180,147 in corporate taxes since 2021.
Best year ever: 2024, with € 188,409 profit.
On average € 105,000 of value added per employee in 2024.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of CUVELIER ASSURANCES comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Lheureux & Lavenne, assurancesThe shares are held by CUVELIER ASSURANCES (100%). It owns 100% of GCLW SRL itself.
Directors
According to the 2024 annual accounts
Managing director · represented by Guy Cuvelier
since 2023 · until 2029
Shareholders
100%
Participations
100%
Establishments
Establishment units
Physical locations of this company
Rue de Dour(B-B) 188
7300 Boussu
Rue de Dour(B-C) 188
7300 Boussu
Active since 1 January 1974
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0413.976.006
- VAT number
- BE 0413.976.006
- Registered office
- Rue de Dour(B-B) 188, 7300 Boussu
- Names & denominations
- Lheureux & Lavenne, assurances
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 December 1973
- Peppol
- Active · Active since 9 Sept 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten