Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 3 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CUMBERLAND & COMPANY from Elsene, company number BE0413820905, closed financial year 2025 with a result of € -310,760 after tax. For that financial year CUMBERLAND & COMPANY recorded a gross margin of € -22,339 and equity of € -1.5 million. Compared with financial year 2024, the result moved from € -212,337 to € -310,760. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 26, 2026.
€ -1.5 million
▼ € 310,760 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -310,760
▼ 46 % more loss than in 2024
Profit after tax over the fiscal year.
€ 5,142
▼ 98% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1.6 million.
People and assets in 2025
€ 3,111
▼ 32% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.7 million
▼ 28% vs 2024
Loans from banks and other lenders, long and short.
€ 1,346
▲ € 1,289 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,339
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 94,181 | € 13,637 | € 6,909 | € -22,339 | ▼ € 29,249 |
| Profit after taxes | € -54,025 | € -193,768 | € -212,337 | € -310,760 | ▼ € 98,423 |
| Equity | € -827,724 | € -1,021,492 | € -1,233,829 | € -1,544,589 | ▼ € 310,760 |
| Total debts | € 3,561,397 | € 3,648,347 | € 4,076,665 | € 4,064,758 | |
| Cash | € 34,267 | € 1,302 | € 266,326 | € 5,142 | ▼ 98% |
| Land & buildings | € 1,734,974 | € 1,657,244 | € 1,585,259 | € 1,503,165 | ▼ 5% |
| Retained profit | € -895,042 | € -1,088,810 | € -1,301,147 | € -1,611,907 | ▼ € 310,760 |
| Bank debt | € 3,476,000 | € 3,326,000 | € 3,780,000 | € 2,730,000 | ▼ 28% |
| Balance sheet total | € 2,733,672 | € 2,626,855 | € 2,842,836 | € 2,520,169 | ▼ 11% |
Key figures of CUMBERLAND & COMPANY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CUMBERLAND & COMPANY?
What happened at CUMBERLAND & COMPANY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 310,760. filed late Source: NBB ↗
- Thierry DE VALERIOLA became a director. NBB
- Valérie DECROIX became a director. NBB
- New establishment in Sint-Genesius-Rode. KBO
- Start of the company according to the CBE. KBO
In short
From € 54,025 loss in 2022 to € 310,760 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CUMBERLAND & COMPANY are Thierry DE VALERIOLA and Valérie DECROIX. It owns 100% of RAMILLIES VALLEY itself.
Directors
According to the 2025 annual accounts
Thierry DE VALERIOLA
Director
since 2010
since 2010
Establishments
Establishment units
Physical locations of this company
Waaglaan 22 box 2
1050 Elsene
Rondpunt-Sint-Anna 3
1640 Sint-Genesius-Rode
Active since 1 January 1974
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0413.820.905
- VAT number
- BE 0413.820.905
- Registered office
- Waaglaan 22 bus 2, 1050 Elsene
- Names & denominations
- CUMBERLAND & COMPANY · C & C
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 November 1973
- Peppol
- Active · Active since 30 Dec 2025
- Activities · NACE
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