Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 32 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Etablissements J. Descamps et Fils from Rebecq, company number BE0413761814, closed financial year 2025 with a result of € 1,316 after tax. For that financial year Etablissements J. Descamps et Fils recorded a gross margin of € 145,306 and equity of € 166,336. Compared with financial year 2024, the result moved from € 6,013 to € 1,316. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 4, 2026.
€ 166,336
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,316
▼ 78% vs 2024
Profit after tax over the fiscal year.
€ 37,862
▲ 12% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 833 paid out
63 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
1.8
Average over the fiscal year, from the social balance sheet.
€ 98,513
▲ 13% vs 2024
€ 54,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 182,874
▲ 3% vs 2024
€ 60,476 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 665,987
▼ 18% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 54,802
▲ 224% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 146,265 | € 149,270 | € 143,722 | € 145,306 | ▲ 1% |
| Profit after taxes | € 28,077 | € 22,311 | € 6,013 | € 1,316 | ▼ 78% |
| Equity | € 145,862 | € 160,673 | € 165,853 | € 166,336 | |
| Total debts | € 1,016,091 | € 1,227,986 | € 1,112,616 | € 997,960 | ▼ 10% |
| Cash | € 21,095 | € 69,073 | € 33,905 | € 37,862 | ▲ 12% |
| Land & buildings | € 150,008 | € 127,798 | € 105,588 | € 83,378 | ▼ 21% |
| Retained profit | € 71,494 | € 86,304 | € 91,484 | € 91,968 | ▲ 1% |
| Dividend | € 20,800 | € 7,500 | € 833 | € 833 | |
| Bank debt | € 187,969 | € 209,559 | € 177,454 | € 182,874 | ▲ 3% |
| Balance sheet total | € 1,161,953 | € 1,388,658 | € 1,278,469 | € 1,164,295 | ▼ 9% |
| Employees (FTE) | 2 | 1.8 | 1.8 | 1.8 |
Key figures of Etablissements J. Descamps et Fils, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Etablissements J. Descamps et Fils?
What happened at Etablissements J. Descamps et Fils in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1,316 (▼ 78% vs 2024). Source: NBB ↗
- New establishment in Rebecq. KBO
- Start of the company according to the CBE. KBO
In short
From € 28,077 profit in 2022 to € 1,316 profit in 2025.
Paid € 16,935 in corporate taxes since 2022.
Best year ever: 2022, with € 28,077 profit.
On average € 80,700 of value added per employee in 2025.
A new publication or filing at Etablissements J. Descamps et Fils? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Etablissements J. Descamps et Fils is CEDRIC DESCAMPS.
Directors
According to the 2025 annual accounts
CEDRIC DESCAMPS
Director
Establishments
Establishment units
Physical locations of this company
Route de Bruxelles 45
1430 Rebecq
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0413.761.814
- VAT number
- BE 0413.761.814
- Registered office
- Route de Bruxelles 45, 1430 Rebecq
- Names & denominations
- Etablissements J. Descamps et Fils
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 December 1973
- Peppol
- Active · Active since 15 Dec 2025
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
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Onderhoud en reparatie van auto's
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)