Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 64 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SOCIETY FOR WORLDWIDE INTERBANK FINANCIAL TELECOMMUNICATION from La Hulpe, company number BE0413330856, closed financial year 2025 with a result of € 105.2 million after tax. For that financial year SOCIETY FOR WORLDWIDE INTERBANK FINANCIAL TELECOMMUNICATION recorded revenue of € 1.1 billion and equity of € 905.5 million. Compared with financial year 2024, the result moved from € 151.4 million to € 105.2 million. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 17, 2026.
€ 905.5 million
▲ 13% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 105.2 million
▼ 30% vs 2024
Profit after tax over the fiscal year.
€ 104.5 million
▲ 2% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 2.1 million paid out
2 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
2,098.7
▲ 6.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 400.2 million
▲ 9% vs 2024
€ 190,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 3 million
▲ 62% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 126.1 million
▼ 9% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 75 days on average.
€ 93.9 million
▲ 32% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 890,618,392 | € 959,650,677 | € 1,056,261,107 | € 1,144,857,129 | ▲ 8% |
| Profit after taxes | € 31,655,831 | € 28,857,900 | € 151,419,729 | € 105,244,688 | ▼ 30% |
| Equity | € 627,234,031 | € 655,357,237 | € 803,945,301 | € 905,527,999 | ▲ 13% |
| Total debts | € 391,360,556 | € 352,503,608 | € 353,164,835 | € 372,011,921 | ▲ 5% |
| Cash | € 14,301,646 | € 16,291,654 | € 102,043,234 | € 104,463,353 | ▲ 2% |
| Land & buildings | € 86,296,190 | € 77,814,500 | € 74,225,605 | € 76,700,884 | ▲ 3% |
| Retained profit | € 415,259,398 | € 443,654,819 | € 545,431,692 | € 648,594,960 | ▲ 19% |
| Dividend | € 3,165,575 | € 462,480 | € 49,644,230 | € 2,081,420 | ▼ 96% |
| Balance sheet total | € 1,052,027,017 | € 1,051,053,125 | € 1,175,302,089 | € 1,284,983,375 | ▲ 9% |
| Employees (FTE) | 2,142 | 2,159 | 2,092 | 2,098.7 | ▲ 6.7 |
Key figures of SOCIETY FOR WORLDWIDE INTERBANK FINANCIAL TELECOMMUNICATION, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SOCIETY FOR WORLDWIDE INTERBANK FINANCIAL TELECOMMUNICATION?
What happened at SOCIETY FOR WORLDWIDE INTERBANK FINANCIAL TELECOMMUNICATION in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Joanne Fraser stepped down as director. NBB
- Giacinto Marco Provenzano stepped down as director. NBB
- Brigitte Rethier stepped down as director. NBB
- Jason Storsley stepped down as director. NBB
- Ethan Teas stepped down as director. NBB
- Artie Ambrose stepped down as director. NBB
- Dirk Mampaey stepped down as director. NBB
- Yu Chui Yvonne Yiu stepped down as director. NBB
In short
From € 31.7 million profit in 2022 to € 105.2 million profit in 2025.
Paid € 53 million in corporate taxes since 2022.
Best year ever: 2024, with € 151.4 million profit.
Paid out € 55.4 million in dividends to the owners in total.
A new publication or filing at SOCIETY FOR WORLDWIDE INTERBANK FINANCIAL TELECOMMUNICATION? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
It owns 100% of S.W.I.F.T. Italy, 100% of Society for Worldwide Interbank Financial Telecommunication (SWIFT) East Africa, 100% of Society For Worldwide Inter Financial Telecommunication South Africa (PTY) LTD, 100% of S.W.I.F.T. West Africa, 100% of SWIFT Iberia and 100% of S.W.I.F.T. Korea itself.
Directors
According to the 2025 annual accounts
Brigitte Rethier
Director
since 2022 · until 2028
Dirk Mampaey
Director
since 2023 · until 2027
Yu Chui Yvonne Yiu
Director
since 2021 · until 2027
Jason Storsley
Director
since 2023 · until 2028
Ethan Teas
Director
since 2022 · until 2028
Alain Pochet
Director
since 2023 · until 2026
Ian Povey
Director
since 2023 · until 2026
Artie Ambrose
Director
since 2023 · until 2028
Fabrice Denele
Director
since 2023 · until 2026
Mauro Attilio Pernigo
Director
since 2024 · until 2026
Marc De Rycke
Director
since 2023 · until 2026
Graeme Munro
Director
since 2024 · until 2027
Laura Bayley
Director
since 2024 · until 2027
Bernard Carless
Director
since 2021 · until 2027
Na Liu
Director
since 2024 · until 2027
Samantha Emery
Director
since 2022 · until 2025
Elvira (Mkrtitsjevna) Kruger (Davtian)
Director
since 2023 · until 2027
Mark Howard Gem
Director
since 2024 · until 2027
Bock Cheng Neo
Director
since 2021 · until 2027
Giacinto Marco Provenzano
Director
since 2023 · until 2028
Ole Matthiessen
Director
since 2023 · until 2026
Göran Fors
Director
since 2023 · until 2026
Niklas Lemberg
Director
since 2022 · until 2027
Joanne Fraser
Director
since 2025 · until 2028
Noritoshi Murakami
Director
since 2023 · until 2026
Raouf Soussi Laghmich
Director
since 2024 · until 2027
Establishments
Establishment units
Physical locations of this company
Avenue Adèle 1
1310 La Hulpe
Avenue Ernest Solvay 81
1310 La Hulpe
Active since 1 January 1800
Avenue Ernest Solvay 47
1310 La Hulpe
Active since 1 January 2011
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
PROXIMUS-ISP-AS, BE
Domain
Domain
swift.com
Registered
1994-02-21
Registrar
MarkMonitor Inc.
Expires
2027-02-22
Website info
Features
Security
Network
Details
- Company number
- 0413.330.856
- VAT number
- BE 0413.330.856
- Registered office
- Avenue Adèle 1, 1310 La Hulpe
- Names & denominations
- SOCIETY FOR WORLDWIDE INTERBANK FINANCIAL TELECOMMUNICATION · S.W.I.F.T. SC ou SWIFT ou Swift
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 3 May 1973
- Peppol
- Active · Active since 16 Dec 2025
- Contact
- swift.com
- Activities · NACE
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Telecommunicatie
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