Financials
Financial year 2025
U.M.A.G. from Héron, company number BE0413279782, closed financial year 2025 with a result of € 1,058 after tax. For that financial year U.M.A.G. recorded a gross margin of € 48,025 and equity of € 122,848. Compared with financial year 2024, the result moved from € 88,478 to € 1,058. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on April 27, 2026.
€ 122,848
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,058
▼ 99% vs 2024
Profit after tax over the fiscal year.
€ 186
▼ 96% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 95,954.
People and assets in 2025
€ 297,359
▼ 12% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 245,144
▼ 11% vs 2024
€ 29,714 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 684
▼ 98% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,194
▲ 63% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | - | € 74,495 | - | |
| Gross margin | € 46,945 | € 18,215 | € 116,390 | € 48,025 | ▼ 59% |
| Profit after taxes | € 17,632 | € -2,100 | € 88,478 | € 1,058 | ▼ 99% |
| Equity | € 36,663 | € 33,312 | € 121,790 | € 122,848 | ▲ 1% |
| Total debts | € 60,350 | € 78,512 | € 305,328 | € 247,867 | ▼ 19% |
| Cash | € 9,473 | € 33,898 | € 4,730 | € 186 | ▼ 96% |
| Retained profit | € 11,192 | € 6,418 | € 94,896 | € 95,954 | ▲ 1% |
| Bank debt | € 55,886 | € 35,372 | € 274,858 | € 245,144 | ▼ 11% |
| Balance sheet total | € 98,814 | € 111,824 | € 427,118 | € 370,715 | ▼ 13% |
Key figures of U.M.A.G., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to U.M.A.G.?
What happened at U.M.A.G. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1,058 (▼ 99% vs 2024). Source: NBB ↗
- Michel Flamand became a director. NBB
- Alain Ancion became a director. NBB
- Patrick de Changy became a director. NBB
- Antoine Bodart became a director. NBB
- Philippe Van Wonterghem became a director. NBB
- Christian Schiepers became a director. NBB
- Guillaume Fastré became a director. NBB
In short
From € 17,632 profit in 2022 to € 1,058 profit in 2025.
Best year ever: 2024, with € 88,478 profit.
A new publication or filing at U.M.A.G.? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind U.M.A.G. are Michel Flamand, Alain Ancion, Patrick de Changy, Antoine Bodart, Philippe Van Wonterghem and Christian Schiepers. Patrick de Changy is also behind Patrimonial Envoz and JAGY.
Directors
According to the 2025 annual accounts
Michel Flamand
Director
since 2023
Alain Ancion
Director
since 2023
since 2023
Antoine Bodart
Director
since 2023
Philippe Van Wonterghem
Director
since 2023
since 2023
since 2023
Eric Philippart
Director
since 2023
Jean Guillaume
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Rue Via 6
4218 Héron
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0413.279.782
- VAT number
- BE 0413.279.782
- Registered office
- Rue Via 6, 4218 Héron
- Names & denominations
- U.M.A.G.
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 24 May 1973
- Peppol
- Active · Active since 30 Mar 2026
- Activities · NACE
Ondersteunende activiteiten in verband met de teelt van gewassen
Diensten in verband met de landbouw; aanleg en onderhoud van tuinen en parken