Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 19 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SPANBETON HOLLEVOET CHARLES from Torhout, company number BE0413202677, closed financial year 2025 with a result of € -879,848 after tax. For that financial year SPANBETON HOLLEVOET CHARLES recorded a gross margin of € 218,619 and equity of € -1.2 million. Compared with financial year 2024, the result moved from € -528,418 to € -879,848. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 6, 2026.
€ -1.2 million
▼ € 879,848 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -879,848
▼ 67 % more loss than in 2024
Profit after tax over the fiscal year.
€ 11,590
▼ 60% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1.3 million.
People and assets in 2025
13.4
▲ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 776,415
▼ 3% vs 2024
€ 57,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 80,042
▼ 13% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 980,189
▼ 11% vs 2024
€ 92,065 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 451,747
▲ 30% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 118,512
▼ 3% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,586,296 | € 873,163 | € 550,779 | € 218,619 | ▼ 60% |
| Profit after taxes | € 120,582 | € -398,064 | € -528,418 | € -879,848 | ▼ € 351,429 |
| Equity | € 645,609 | € 247,545 | € -280,873 | € -1,160,721 | ▼ € 879,848 |
| Total debts | € 2,012,914 | € 1,532,875 | € 1,730,380 | € 2,259,768 | ▲ 31% |
| Cash | € 371,141 | € 69,676 | € 29,006 | € 11,590 | ▼ 60% |
| Land & buildings | € 24,825 | € 21,951 | € 19,377 | € 8,032 | ▼ 59% |
| Retained profit | € 535,609 | € 137,545 | € -390,873 | € -1,270,721 | ▼ € 879,848 |
| Bank debt | € 1,230,839 | € 1,111,692 | € 1,098,739 | € 980,189 | ▼ 11% |
| Balance sheet total | € 2,659,754 | € 1,781,323 | € 1,450,188 | € 1,099,508 | ▼ 24% |
| Employees (FTE) | 19.7 | 16.6 | 13.3 | 13.4 | ▲ 0.1 |
Key figures of SPANBETON HOLLEVOET CHARLES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SPANBETON HOLLEVOET CHARLES?
What happened at SPANBETON HOLLEVOET CHARLES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Nancy Hollevoet stepped down as director. NBB
- Walter Spriet stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 879,848. Source: NBB ↗
- Nancy Hollevoet became a director. NBB
- Walter Spriet became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Torhout. KBO
In short
From € 120,582 profit in 2022 to € 879,848 loss in 2025.
Paid € 1,336 in corporate taxes since 2022.
Best year ever: 2022, with € 120,582 profit.
On average € 16,300 of value added per employee in 2025.
A new publication or filing at SPANBETON HOLLEVOET CHARLES? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
since 2023 · until 2028
since 2023 · until 2028
Establishments
Establishment units
Physical locations of this company
Keibergstraat 89
8820 Torhout
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0413.202.677
- VAT number
- BE 0413.202.677
- Registered office
- Keibergstraat 89, 8820 Torhout
- Names & denominations
- SPANBETON HOLLEVOET CHARLES
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 6 June 1973
- Peppol
- Active · Active since 6 Nov 2025
- Activities · NACE
Vervaardiging van artikelen van beton voor de bouw
Algemene bouw van residentiële gebouwen
Bouwen van individuele huizen