Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 45 % of short-term debt in 2025; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2022.
Financials
Financial year 2025
Ferm from Leuven, company number BE0412935136, closed financial year 2025 with a result of € -348,517 after tax. For that financial year Ferm recorded revenue of € 549,276 and equity of € 6.5 million. Compared with financial year 2024, the result moved from € -184,774 to € -348,517. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 20, 2026.
€ 6.5 million
▼ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -348,517
▼ 89 % more loss than in 2024
Profit after tax over the fiscal year.
€ 97,859
▲ 51% vs 2024
Cash and bank balances on the last day of the fiscal year.
People and assets in 2025
68
▼ 4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 6.8 million
€ 99,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,144
▼ 56% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 3.6 million
▼ 3% vs 2024
€ 395,381 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 1.5 million
▼ 7% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 170 days on average.
€ 1.3 million
▼ 15% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 206,359 | € 123,204 | € 584,096 | € 549,276 | ▼ 6% |
| Profit after taxes | € -344,916 | € 346,945 | € -184,774 | € -348,517 | ▼ € 163,743 |
| Equity | € 6,721,984 | € 7,068,929 | € 6,884,155 | € 6,535,638 | ▼ 5% |
| Total debts | € 6,707,179 | € 7,426,914 | € 8,742,951 | € 8,359,132 | ▼ 4% |
| Cash | € 74,981 | € 59,482 | € 64,825 | € 97,859 | ▲ 51% |
| Retained profit | € 6,662,560 | € 7,009,505 | € 6,824,731 | € 6,476,214 | ▼ 5% |
| Bank debt | € 0 | € 2,100,053 | € 3,765,884 | € 3,648,979 | ▼ 3% |
| Balance sheet total | € 13,431,569 | € 14,498,249 | € 15,627,106 | € 14,894,770 | ▼ 5% |
| Employees (FTE) | 74 | 74 | 72 | 68 | ▼ 4 |
Key figures of Ferm, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Ferm?
What happened at Ferm in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 348,517. Source: NBB ↗
- An Vrancken became a director. NBB
- Dominique Van Gool stepped down as director. NBB
- Katrin Kestens stepped down as director. NBB
- Pauline Van den Kerckhove became a director. NBB
- Katrin Kestens became a director. NBB
- Beatrice Laura Machiels became a director. NBB
- Kathleen Hutsebaut became a director. NBB
In short
From € 344,916 loss in 2022 to € 348,517 loss in 2025.
Best year ever: 2023, with € 346,945 profit.
Pays suppliers within 170 days on average.
A new publication or filing at Ferm? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Ferm are Monique De Dobbeleer, Beatrice Laura Machiels, Kathleen Hutsebaut , Leen Charlotte Dierick, Nicole Josephine Vranken and An Vrancken.
Directors
According to the 2025 annual accounts
Monique De Dobbeleer
Director
since 2017
Beatrice Laura Machiels
Director
since 2018
Kathleen Hutsebaut
Director
since 2018
Leen Charlotte Dierick
Director
since 2018
Nicole Josephine Vranken
Director
since 2018
since 2025
since 2018
Pauline Van den Kerckhove
Director
since 2023
Ingrid Mia Vandepitte
Director
since 2018
Anne Laure Vandenborre
Director
since 2018
Hilde Rosalia Vandenbussche
Director
since 2018
Dominique Van Gool
Voorzitter Raad van Bestuur
since 2011 · until 2025
Katrin Kestens
Director
since 2023 · until 2025
Establishments
Establishment units
Physical locations of this company
Remylaan 4B
3018 Leuven
Werft 63
2440 Geel
Active since 1 January 2018
Wedersoet 3 box A
3740 Bilzen-Hoeselt
Active since 31 December 2015
Kortrijksesteenweg 1144 box k
9051 Gent
Active since 1 January 2018
Diksmuidsesteenweg 406
8800 Roeselare
Active since 31 December 1995
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →FERM THUISZORG
€ 14.1 million revenue · 2025
Mantelzorgnetwerk
€ 183,476 gross margin · 2025
Ferm Dienstenonderneming
€ 443,014 revenue · 2025
Immo Kwaliteitsfonds
€ 1.9 million revenue · 2025
Ferm ID
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0412.935.136
- VAT number
- BE 0412.935.136
- Registered office
- Remylaan 4B, 3018 Leuven
- Names & denominations
- Ferm
- Enterprise type
- Rechtspersoon
- Legal form
- Non-profit association
- Legal situation
- Normale toestand
- Start date
- 24 November 1972
- Peppol
- Active · Active since 20 Nov 2025
- Activities · NACE
Verenigingen en bewegingen voor volwassenen
Overige verenigingen, n.e.g.