Active · per the CBE, 30 October 2026

BERACO

BE0412812895

Rechtspersoon Public limited company 1 establishment

BERACO is a property company in Chaudfontaine. Public Limited, started on 4 January 1972, 1 establishment.

Rue Albert et Louis Curvers 18, 4053 Chaudfontaine

Behind the company: Michel PONCELET.

Active for

54 year, 9 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Tight liquidity NBB

    Cash and receivables cover 45 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

BERACO from Chaudfontaine, company number BE0412812895, closed financial year 2025 with a result of € 86,799 after tax. For that financial year BERACO recorded a gross margin of € 129,840 and equity of € 2.3 million. Compared with financial year 2024, the result moved from € 1.5 million to € 86,799. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 22, 2026.

What it is worth Growing

€ 2.3 million

▲ 4% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 86,799

▼ 94% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 58,979

▼ 47% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 2.2 million.

People and assets in 2025

Vehicles and equipment

€ 28,693

▼ 37% vs 2024

Of which on lease € 28,693.

Debts at end 2025

Bank debt ≈ 6 years to go

€ 1 million

▼ 13% vs 2024

€ 158,058 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.

Owed to suppliers

€ 41,672

▼ 28% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 19,500

▼ 86% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 427,962 € 517,125 € 2,350,445 € 129,840 ▼ 94%
Profit after taxes € 129,794 € 182,144 € 1,471,493 € 86,799 ▼ 94%
Equity € 626,306 € 728,450 € 2,199,943 € 2,286,742 ▲ 4%
Total debts € 1,668,870 € 1,505,205 € 1,395,900 € 1,101,676 ▼ 21%
Cash € 43,761 € 20,198 € 111,888 € 58,979 ▼ 47%
Land & buildings € 1,950,077 € 1,887,991 € 1,167,030 € 1,134,361 ▼ 3%
Retained profit € 561,844 € 663,988 € 2,135,481 € 2,222,280 ▲ 4%
Dividend € 100,000 € 80,000 € 0 € 0
Bank debt € 1,415,814 € 1,325,613 € 1,174,960 € 1,020,656 ▼ 13%
Balance sheet total € 2,295,393 € 2,233,872 € 3,596,060 € 3,388,635 ▼ 6%

Key figures of BERACO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to BERACO?

What happened at BERACO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 86,799 (▼ 94% vs 2024). Source: NBB ↗
  • Michel PONCELET became a director. NBB
  • New establishment in Charleroi. KBO
  • Start of the company according to the CBE. KBO

In short

From € 129,794 profit in 2022 to € 86,799 profit in 2025.

Paid € 828,533 in corporate taxes since 2022.

Best year ever: 2024, with € 1.5 million profit.

Paid out € 180,000 in dividends to the owners in total.

Management

Michel PONCELET
BERACO

Behind BERACO is Michel PONCELET. Michel PONCELET is also behind SAINT-REMY.

Directors

According to the 2025 annual accounts

Michel PONCELET

Managing director

Also active at: SAINT-REMY

since 2023

Establishments

Establishment units

Physical locations of this company

Registered office

Rue Albert et Louis Curvers 18

4053 Chaudfontaine

2.242.271.202

Rue Auguste Piccard 48 box 17

6041 Charleroi

Active since 1 February 2015

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.

All companies at this address →

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0412.812.895
VAT number
BE 0412.812.895
Registered office
Rue Albert et Louis Curvers 18, 4053 Chaudfontaine
Names & denominations
BERACO
Enterprise type
Rechtspersoon
Legal form
Public limited company
Legal situation
Normale toestand
Start date
4 January 1972
Peppol
Active · Active since 27 Oct 2025
Activities · NACE

Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen

Handel in elektriciteit

Frequently asked questions

What does BERACO do?
BERACO is a property company in Chaudfontaine. Public Limited, started on 4 January 1972, 1 establishment.
What is the address of BERACO?
The registered office of BERACO is located at Rue Albert et Louis Curvers 18, 4053 Chaudfontaine.
Is BERACO still active?
Yes. According to the CBE (30 October 2026) BERACO is active, legal situation “Normale toestand”, started on 4 January 1972.
Is BERACO registered on Peppol?
Yes, BERACO is registered on the Peppol network with ID 0208:0412812895.
What is the enterprise number of BERACO?
The enterprise number of BERACO is BE0412812895.
When was BERACO founded?
BERACO was founded on 4 January 1972.