Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
Spéléo-J from Namur, company number BE0412376001, closed financial year 2025 with a result of € -31,065 after tax. For that financial year Spéléo-J recorded a gross margin of € 355,338 and equity of € 162,863. Compared with financial year 2024, the result moved from € -29,692 to € -31,065. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 29, 2026.
€ 162,863
▼ 16% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -31,065
▼ 5 % more loss than in 2024
Profit after tax over the fiscal year.
€ 132,261
▲ 10% vs 2024
Cash and bank balances on the last day of the fiscal year.
People and assets in 2025
5
Average over the fiscal year, from the social balance sheet.
€ 386,608
▲ 7% vs 2024
€ 77,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 25,756
▲ € 24,861 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 18,883
€ 6,866 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 1,884
▼ 54% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 69,482
▲ 1% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 318,768 | € 343,476 | € 329,979 | € 355,338 | ▲ 8% |
| Profit after taxes | € 14,930 | € 21,026 | € -29,692 | € -31,065 | ▼ € 1,373 |
| Equity | € 202,594 | € 223,620 | € 193,928 | € 162,863 | ▼ 16% |
| Total debts | € 62,655 | € 57,555 | € 73,385 | € 90,248 | ▲ 23% |
| Cash | € 235,669 | € 242,751 | € 119,827 | € 132,261 | ▲ 10% |
| Retained profit | € 91,814 | € 112,840 | € 83,148 | € 52,083 | ▼ 37% |
| Bank debt | € 0 | € 0 | € 0 | € 18,883 | |
| Balance sheet total | € 265,249 | € 281,175 | € 267,313 | € 253,112 | ▼ 5% |
| Employees (FTE) | 4.8 | 4.6 | 5 | 5 |
Key figures of Spéléo-J, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Spéléo-J?
What happened at Spéléo-J in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Benoit LEBEAU stepped down as director. NBB
- Aleksandar ANDONOV stepped down as director. NBB
- Déborah ADAM stepped down as director. NBB
- Maxime BALFROID stepped down as director. NBB
- Adrien DE DORLODOT stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 31,065. Source: NBB ↗
- Marie VANSCHEPDAEL stepped down as director. NBB
- New establishment in Namur. KBO
In short
From € 14,930 profit in 2022 to € 31,065 loss in 2025.
Best year ever: 2023, with € 21,026 profit.
On average € 71,100 of value added per employee in 2025.
Management
Behind Spéléo-J is Laurent HAESEN.
Directors
According to the 2025 annual accounts
Laurent HAESEN
Personne déléguée à la gestion journalière
Maxime BALFROID
Director
· until 2027
Benoit LEBEAU
Director
· until 2028
Aleksandar ANDONOV
Director
· until 2028
Déborah ADAM
Administratrice
· until 2028
Adrien DE DORLODOT
Director
· until 2027
Marie VANSCHEPDAEL
Administratrice
· until 2026
Establishments
Establishment units
Physical locations of this company
Avenue Arthur Procès 5
5000 Namur
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
ONECOM, DK
Domain
Domain
speleoj.be
Registered
2011-01-12
Website info
Features
Security
Network
Details
- Company number
- 0412.376.001
- VAT number
- BE 0412.376.001
- Registered office
- Avenue Arthur Procès 5, 5000 Namur
- Names & denominations
- Spéléo-J
- Enterprise type
- Rechtspersoon
- Legal form
- Non-profit association
- Legal situation
- Normale toestand
- Start date
- 4 December 1970
- Peppol
- Active · Active since 3 Dec 2025
- Contact
- speleoj.be
- Activities · NACE
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