Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
Maison Familiale from Grâce-Hollogne, company number BE0410179148, closed financial year 2025 with a result of € -19,285 after tax. For that financial year Maison Familiale recorded a gross margin of € 1.2 million and equity of € 980,719. Compared with financial year 2024, the result moved from € -77,838 to € -19,285. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 16, 2026.
€ 980,719
▼ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -19,285
▲ 75 % less loss than in 2024
Profit after tax over the fiscal year.
€ 486,567
▼ 15% vs 2024
Cash and bank balances on the last day of the fiscal year.
People and assets in 2025
14.4
▲ 0.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.1 million
▲ 5% vs 2024
€ 75,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 9,350
▼ 36% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 78,730
▼ 7% vs 2024
€ 8,236 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 18,189
▲ € 16,571 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 137,817
▼ 5% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | € 486,703 | € 506,196 | - | |
| Gross margin | € 877,123 | € 1,014,879 | € 1,024,188 | € 1,155,847 | ▲ 13% |
| Profit after taxes | € 8,573 | € -29,363 | € -77,838 | € -19,285 | ▲ € 58,553 |
| Equity | € 951,427 | € 922,064 | € 1,019,476 | € 980,719 | ▼ 4% |
| Total debts | € 420,338 | € 458,993 | € 432,868 | € 415,311 | ▼ 4% |
| Cash | € 658,678 | € 601,358 | € 571,264 | € 486,567 | ▼ 15% |
| Land & buildings | € 535,922 | € 506,076 | € 682,725 | € 718,703 | ▲ 5% |
| Retained profit | € 951,427 | € 922,064 | € 844,226 | € 824,942 | ▼ 2% |
| Bank debt | € 25,373 | € 5,179 | € 84,214 | € 78,730 | ▼ 7% |
| Balance sheet total | € 1,371,765 | € 1,381,057 | € 1,452,344 | € 1,396,031 | ▼ 4% |
| Employees (FTE) | 14.5 | - | 14 | 14.4 | ▲ 0.4 |
Key figures of Maison Familiale, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Maison Familiale?
What happened at Maison Familiale in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Isabelle BALTEAU stepped down as director. NBB
- Michel RENARD stepped down as director. NBB
- Jean-Jacques GERMEAU stepped down as director. NBB
- Philippe GEROME stepped down as director. NBB
- Ghislain MATERNE stepped down as director. NBB
- Sébastien RENARD stepped down as director. NBB
- Madeleine PIRNAY stepped down as director. NBB
- Julie DECONINCK stepped down as director. NBB
In short
From € 8,573 profit in 2022 to € 19,285 loss in 2025.
Best year ever: 2022, with € 8,573 profit.
On average € 80,300 of value added per employee in 2025.
Management
Directors
According to the 2025 annual accounts
Isabelle BALTEAU
Director
since 2026 · until 2032
Jean-Jacques GERMEAU
Managing director
since 1967 · until 2028
Philippe GEROME
Director
since 1994 · until 2028
Registered auditor · represented by Pierre LERUSSE
since 2023 · until 2026
Ghislain MATERNE
Director
since 2022 · until 2028
Sébastien RENARD
Director
since 2021 · until 2028
since 2026 · until 2032
Madeleine PIRNAY
Director
since 2019 · until 2028
since 2021 · until 2028
Establishments
Establishment units
Physical locations of this company
Rue de l'Hôtel Communal 97
4460 Grâce-Hollogne
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0410.179.148
- VAT number
- BE 0410.179.148
- Registered office
- Rue de l'Hôtel Communal 97, 4460 Grâce-Hollogne
- Names & denominations
- Maison Familiale
- Enterprise type
- Rechtspersoon
- Legal form
- Non-profit association
- Legal situation
- Normale toestand
- Start date
- 10 February 1967
- Peppol
- Active · Active since 10 Feb 2026
- Activities · NACE
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