Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
Institut Notre-Dame de Loverval from Gerpinnes, company number BE0410147672, closed financial year 2025 with a result of € -363,871 after tax. For that financial year Institut Notre-Dame de Loverval recorded revenue of € 400,282 and equity of € 3.6 million. Compared with financial year 2024, the result moved from € -59,373 to € -363,871. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 26, 2026.
€ 3.6 million
▼ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -363,871
▼ 513 % more loss than in 2024
Profit after tax over the fiscal year.
€ 300,369
▼ 68% vs 2024
Cash and bank balances on the last day of the fiscal year.
People and assets in 2025
16.6
▲ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 10.7 million
▲ 4% vs 2024
€ 646,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 87,078
▼ 25% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 999,737
▼ 3% vs 2024
€ 59,295 is repaid this year. At this pace the long-term loan is gone in ≈ 17 years.
€ 658,772
▲ 32% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 111 days on average.
€ 47,761
▲ € 39,376 vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 340,313 | € 396,305 | € 370,598 | € 400,282 | ▲ 8% |
| Profit after taxes | € 225,006 | € 114,434 | € -59,373 | € -363,871 | ▼ € 304,497 |
| Equity | € 3,952,237 | € 4,004,538 | € 3,944,389 | € 3,602,394 | ▼ 9% |
| Total debts | € 1,121,296 | € 1,217,224 | € 1,642,769 | € 1,854,151 | ▲ 13% |
| Cash | € 2,854,122 | € 859,478 | € 944,885 | € 300,369 | ▼ 68% |
| Land & buildings | € 652,500 | € 720,001 | € 790,415 | € 1,393,363 | ▲ 76% |
| Retained profit | € 3,409,942 | € 3,524,375 | € 3,465,002 | € 3,101,131 | ▼ 11% |
| Bank debt | € 720,704 | € 687,189 | € 1,027,086 | € 999,737 | ▼ 3% |
| Balance sheet total | € 5,109,345 | € 5,257,574 | € 5,786,416 | € 5,655,804 | ▼ 2% |
| Employees (FTE) | 15.3 | 16.3 | 16.1 | 16.6 | ▲ 0.5 |
Key figures of Institut Notre-Dame de Loverval, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Institut Notre-Dame de Loverval?
What happened at Institut Notre-Dame de Loverval in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 363,871. filed late Source: NBB ↗
- New establishment in Charleroi. KBO
- New establishment in Gerpinnes. KBO
- New establishment in Gerpinnes. KBO
- Start of the company according to the CBE. KBO
In short
From € 225,006 profit in 2022 to € 363,871 loss in 2025.
Best year ever: 2022, with € 225,006 profit.
Pays suppliers within 111 days on average.
A new publication or filing at Institut Notre-Dame de Loverval? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Chaussée de Philippeville(GER) 35
6280 Gerpinnes
Allée Saint-Hubert(LOV) 5
6280 Gerpinnes
Active since 3 January 1956
Rue du Congo 28
6010 Charleroi
Active since 1 January 2007
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0410.147.672
- VAT number
- BE 0410.147.672
- Registered office
- Chaussée de Philippeville(GER) 35, 6280 Gerpinnes
- Names & denominations
- Institut Notre-Dame de Loverval · INDL
- Enterprise type
- Rechtspersoon
- Legal form
- Non-profit association
- Legal situation
- Normale toestand
- Start date
- 3 January 1956
- Peppol
- Active · Active since 27 May 2025
- Activities · NACE
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Vrij gesubsidieerd algemeen voortgezet onderwijs