Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 32 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CENTR'AUTO CHARLEROI from Charleroi, company number BE0408314372, closed financial year 2025 with a result of € 1.3 million after tax. For that financial year CENTR'AUTO CHARLEROI recorded revenue of € 69 million and equity of € 2.7 million. Compared with financial year 2024, the result moved from € 327,585 to € 1.3 million. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 20, 2026.
€ 2.7 million
▲ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1.3 million
▲ € 1 million vs 2024
Profit after tax over the fiscal year.
€ 2.5 million
▲ € 2.4 million vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 1.1 million paid out
83 % of the profit went to the shareholders, mostly to FALCON TRADE SA (100 % of the shares). That is where the money ends up.
People and assets in 2025
58.5
▼ 1.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 2.9 million
▲ 6% vs 2024
€ 49,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 83,550
▼ 15% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 23.3 million
▲ 58% vs 2024
Loans from banks and other lenders, long and short.
€ 770,549
▲ 73% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 4 days on average.
€ 775,793
▼ 32% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 40,866,601 | € 56,839,199 | € 63,629,359 | € 68,998,458 | ▲ 8% |
| Profit after taxes | € 820,098 | € 1,073,456 | € 327,585 | € 1,329,452 | ▲ € 1 million |
| Equity | € 2,431,393 | € 2,704,850 | € 2,432,434 | € 2,661,886 | ▲ 9% |
| Total debts | € 15,847,279 | € 17,780,925 | € 19,249,257 | € 28,574,502 | ▲ 48% |
| Cash | € 832,062 | € 504,068 | € 177,008 | € 2,535,724 | ▲ € 2.4 million |
| Land & buildings | € 418,083 | € 433,001 | € 505,726 | € 513,559 | ▲ 2% |
| Retained profit | € 2,356,393 | € 2,629,850 | € 2,357,434 | € 2,586,886 | ▲ 10% |
| Dividend | € 700,000 | € 800,000 | € 600,000 | € 1,100,000 | ▲ 83% |
| Bank debt | € 11,016,568 | € 12,675,806 | € 14,766,527 | € 23,280,351 | ▲ 58% |
| Balance sheet total | € 18,278,672 | € 20,485,775 | € 21,681,691 | € 31,236,388 | ▲ 44% |
| Employees (FTE) | 55.4 | 53.3 | 59.8 | 58.5 | ▼ 1.3 |
Key figures of CENTR'AUTO CHARLEROI, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CENTR'AUTO CHARLEROI?
What happened at CENTR'AUTO CHARLEROI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- FALCON TRADE stepped down as director. NBB
- FALCON GT SRL stepped down as director. NBB
- FALCON GG SRL stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 1.3 million (▲ € 1 million vs 2024). Source: NBB ↗
- FALCON TRADE became a director. NBB
- FALCON GT SRL became a director. NBB
- FALCON GG SRL became a director. NBB
- New establishment in Charleroi. KBO
In short
From € 820,098 profit in 2022 to € 1.3 million profit in 2025.
Paid € 1.1 million in corporate taxes since 2022.
Best year ever: 2025, with € 1.3 million profit.
Paid out € 3.2 million in dividends to the owners in total.
Management
The shares are held by FALCON TRADE SA (100%).
Directors
According to the 2025 annual accounts
Chairman of the board · represented by Andrea GAGLIARDI
Also active at: GARAGE MANCINI, GARAGE DETOURNAY, LOUVAUTO Bis, FALCON IMMO, GTA AUTOMOBILE
since 2023 · until 2029
Managing director · represented by Tomas GAGLIARDI
Also active at: GARAGE MANCINI, GARAGE DETOURNAY, FALCON TRADE, LOUVAUTO Bis, FALCON IMMO, GTA AUTOMOBILE, FALCON CITY
since 2023 · until 2029
Managing director · represented by Gérôme GAGLIARDI
Also active at: GARAGE MANCINI, GARAGE DETOURNAY, FALCON TRADE, LOUVAUTO Bis, FALCON IMMO, GTA AUTOMOBILE, FALCON CITY
since 2023 · until 2029
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Avenue du Millénaire 2
6041 Charleroi
Avenue Paul Pastur 408
6032 Charleroi
Active since 25 November 2016
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0408.314.372
- VAT number
- BE 0408.314.372
- Registered office
- Avenue du Millénaire 2, 6041 Charleroi
- Names & denominations
- CENTR'AUTO CHARLEROI
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 30 April 1971
- Peppol
- Active · Active since 15 Dec 2025
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorvoertuigen
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Onderhoud en reparatie van auto's
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)
Bandenservicebedrijven
Carrosserieherstelling (inclusief spuiten en verven)
+3