Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
Institut d'Enseignement Notre-Dame from Charleroi, company number BE0408212523, closed financial year 2025 with a result of € -217,816 after tax. For that financial year Institut d'Enseignement Notre-Dame recorded revenue of € 266,151 and equity of € 9.1 million. Compared with financial year 2024, the result moved from € -90,999 to € -217,816. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 8, 2026.
€ 9.1 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -217,816
▼ 139 % more loss than in 2024
Profit after tax over the fiscal year.
€ 412,257
▲ 156% vs 2024
Cash and bank balances on the last day of the fiscal year.
People and assets in 2025
6.9
▲ 2.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 9.3 million
▲ 1% vs 2024
€ 1.4 million per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 58,839
▼ 2% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2 million
▲ 98% vs 2024
€ 206,730 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 727,932
▲ € 646,001 vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 251 days on average.
€ 21,827
▲ 56% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 282,512 | € 348,819 | € 344,756 | € 266,151 | ▼ 23% |
| Profit after taxes | € 57,930 | € -71,647 | € -90,999 | € -217,816 | ▼ € 126,817 |
| Equity | € 8,942,870 | € 8,857,398 | € 9,188,693 | € 9,143,384 | |
| Total debts | € 1,088,255 | € 936,429 | € 1,255,075 | € 2,914,923 | ▲ 132% |
| Cash | € 199,349 | € 82,202 | € 161,085 | € 412,257 | ▲ 156% |
| Land & buildings | € 8,703,698 | € 8,482,966 | € 8,314,435 | € 8,065,807 | ▼ 3% |
| Retained profit | € 5,652,026 | € 5,580,378 | € 5,489,379 | € 5,271,563 | ▼ 4% |
| Bank debt | € 740,133 | € 654,929 | € 1,008,272 | € 1,992,646 | ▲ 98% |
| Balance sheet total | € 10,031,125 | € 9,793,827 | € 10,443,768 | € 12,058,307 | ▲ 15% |
| Employees (FTE) | 6.1 | 4.8 | 4.7 | 6.9 | ▲ 2.2 |
Key figures of Institut d'Enseignement Notre-Dame, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Institut d'Enseignement Notre-Dame?
What happened at Institut d'Enseignement Notre-Dame in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Agnès Serbruyns stepped down as director. NBB
- Jacques Maîtres stepped down as director. NBB
- Françoise Allard stepped down as director. NBB
- Luc De Cooman stepped down as director. NBB
- Benjamin Stievenart stepped down as director. NBB
- Salvatore Pantano stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 217,816. Source: NBB ↗
- Jacques Maîtres became a director. NBB
In short
From € 57,930 profit in 2022 to € 217,816 loss in 2025.
Paid € 3,753 in corporate taxes since 2022.
Best year ever: 2022, with € 57,930 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Jacques Maîtres
Director
since 2026 · until 2029
Françoise Allard
Director
since 2026 · until 2029
Luc De Cooman
Director
since 2026 · until 2029
Agnès Serbruyns
Director
since 2026 · until 2029
Benjamin Stievenart
Director
since 2026 · until 2029
Salvatore Pantano
Director
since 2026 · until 2029
Establishments
Establishment units
Physical locations of this company
Rue de Marcinelle 41
6000 Charleroi
Rue Puissant d'Agimont 16
6000 Charleroi
Active since 1 January 2007
Avenue Paul Pastur 135
6032 Charleroi
Active since 1 January 2008
Rue de Charleville 53
6000 Charleroi
Active since 1 January 2008
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
AS-UNIXSOLUTIONS Unix-Solutions Network, BE
Domain
Domain
ind-charleroi.be
Registered
2005-02-17
Website info
Features
Security
Details
- Company number
- 0408.212.523
- VAT number
- BE 0408.212.523
- Registered office
- Rue de Marcinelle 41, 6000 Charleroi
- Names & denominations
- IND Charleroi · Institut d'Enseignement Notre-Dame
- Enterprise type
- Rechtspersoon
- Legal form
- Non-profit association
- Legal situation
- Normale toestand
- Start date
- 6 March 1971
- Peppol
- Active · Active since 16 Jan 2026
- Contact
- ind-charleroi.be
- Activities · NACE
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