Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Busy address KBO
30 other companies have their registered office at the same address; threshold 10.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
UPA from Gembloux, company number BE0407781862, closed financial year 2025 with a result of € 21,452 after tax. For that financial year UPA recorded a gross margin of € 95,698 and equity of € 6 million. Compared with financial year 2024, the result moved from € 8,274 to € 21,452. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 2, 2026.
€ 6 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 21,452
▲ 159% vs 2024
Profit after tax over the fiscal year.
€ 1.2 million
▼ 16% vs 2024
Cash and bank balances on the last day of the fiscal year.
People and assets in 2025
€ 5,671
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 3,835
▼ 39% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 133,331
▼ 11% vs 2024
€ 16,667 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 73,737
▲ 20% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,400
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 140,505 | € 94,190 | € 78,361 | € 95,698 | ▲ 22% |
| Profit after taxes | € -11,989 | € 25,503 | € 8,274 | € 21,452 | ▲ 159% |
| Equity | € 5,923,451 | € 5,948,954 | € 5,957,227 | € 5,978,679 | |
| Total debts | € 323,520 | € 355,446 | € 230,686 | € 512,124 | ▲ 122% |
| Cash | € 2,767,676 | € 2,600,372 | € 1,485,709 | € 1,243,769 | ▼ 16% |
| Land & buildings | € 1,329,496 | € 1,292,855 | € 1,499,893 | € 1,639,466 | ▲ 9% |
| Retained profit | € 1,262,272 | € 1,287,775 | € 1,296,049 | € 1,317,500 | ▲ 2% |
| Bank debt | € 183,332 | € 166,665 | € 149,998 | € 133,331 | ▼ 11% |
| Balance sheet total | € 6,246,971 | € 6,304,400 | € 6,187,913 | € 6,490,803 | ▲ 5% |
| Employees (FTE) | 0.5 | - | - | - |
Key figures of UPA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to UPA?
What happened at UPA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 21,452 (▲ 159% vs 2024). Source: NBB ↗
- Jean-Pierre CHAMPAGNE stepped down as director. NBB
- Anne-Marie BIATOUR became a director. NBB
- René LADOUCE became a director. NBB
- Jean-Pierre CHAMPAGNE became a director. NBB
- Daniel COULONVAL became a director. NBB
- Joseph PONTHIER became a director. NBB
- Marianne STREEL became a director. NBB
In short
From € 11,989 loss in 2022 to € 21,452 profit in 2025.
Paid € 53,575 in corporate taxes since 2022.
Best year ever: 2023, with € 25,503 profit.
Management
Behind UPA are René LADOUCE , Daniel COULONVAL , Joseph PONTHIER , Marianne STREEL and Anne-Marie BIATOUR. Marianne STREEL is also behind Société d'Investissement Agricole de Wallonie and eFWA.
Directors
According to the 2025 annual accounts
René LADOUCE
Managing director
since 2020
Daniel COULONVAL
Director
since 2017
Joseph PONTHIER
Director
since 2016
since 2013
Anne-Marie BIATOUR
Director
since 2022
Jean-Pierre CHAMPAGNE
Director
since 2020 · until 2025
Establishments
Establishment units
Physical locations of this company
Chaussée de Namur 47
5030 Gembloux
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 30 companies are registered at this address.
All companies at this address →Le Sécrétariat des Assurances
€ -2,401 gross margin · 2025
CENTRE DE GESTION ET TECHNIQUE AGRICOLE
€ 669,524 revenue · 2023
ASSOCIATION POUR LA PROMOTION DE L'HORTICULTURE WALLONNE
FISCALIFWA Gembloux
€ 658,489 revenue · 2023
UNION DES AGRICULTRICES WALLONNES EDUCATION PERMANENTE
€ 10 revenue · 2025
+25 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0407.781.862
- VAT number
- BE 0407.781.862
- Registered office
- Chaussée de Namur 47, 5030 Gembloux
- Names & denominations
- UPA · U.P.A.
- Enterprise type
- Rechtspersoon
- Legal form
- Non-profit association
- Legal situation
- Normale toestand
- Start date
- 1 January 1951
- Peppol
- Not registered