Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 24 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 14.1 to 9.7.
Financials
Financial year 2025
M & F DE SCHEEMAEKER from Brugge, company number BE0407651705, closed financial year 2025 with a result of € -1.6 million after tax. For that financial year M & F DE SCHEEMAEKER recorded a gross margin of € 1.9 million and equity of € 1.1 million. Compared with financial year 2024, the result moved from € -874,736 to € -1.6 million. The company made a loss. The buffer shrank hard: equity is 59 % below last year. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 24, 2026.
€ 1.1 million
▼ 59% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1.6 million
▼ 83 % more loss than in 2024
Profit after tax over the fiscal year.
€ 106,480
▼ 47% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 1.1 million.
People and assets in 2025
9.7
▼ 1.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 615,871
▼ 18% vs 2024
€ 63,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 75,051
▼ 5% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 321,918
▼ 20% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 133,157
▼ 14% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 14,181,160 | € 8,628,146 | - | - | |
| Gross margin | - | - | € 18,875 | € 1,925,989 | ▲ € 1.9 million |
| Profit after taxes | € 101,649 | € -226,575 | € -874,736 | € -1,598,138 | ▼ € 723,402 |
| Equity | € 3,828,882 | € 3,602,307 | € 2,727,571 | € 1,129,433 | ▼ 59% |
| Total debts | € 2,796,847 | € 1,976,292 | € 1,533,062 | € 2,931,539 | ▲ 91% |
| Cash | € 179,703 | € 18,213 | € 202,343 | € 106,480 | ▼ 47% |
| Retained profit | € 3,810,282 | € 3,583,707 | € 2,708,971 | € 1,110,833 | ▼ 59% |
| Bank debt | € 1,133,439 | € 800,000 | € 0 | € 0 | |
| Balance sheet total | € 6,625,728 | € 5,578,599 | € 4,260,634 | € 4,060,973 | ▼ 5% |
| Employees (FTE) | 14 | 14.1 | 11.2 | 9.7 | ▼ 1.5 |
Key figures of M & F DE SCHEEMAEKER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to M & F DE SCHEEMAEKER?
What happened at M & F DE SCHEEMAEKER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 1.6 million. filed late Source: NBB ↗
- Thijs Descheemaeker became a director. NBB
- Frank Descheemaeker became a director. NBB
- New establishment in Brugge. KBO
- Start of the company according to the CBE. KBO
In short
From € 101,649 profit in 2022 to € 1.6 million loss in 2025.
Paid € 79,337 in corporate taxes since 2022.
Best year ever: 2022, with € 101,649 profit.
On average € 198,600 of value added per employee in 2025.
A new publication or filing at M & F DE SCHEEMAEKER? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind M & F DE SCHEEMAEKER are Thijs Descheemaeker and Frank Descheemaeker. Frank Descheemaeker is also behind Immo M&F DESCHEEMAEKER.
Directors
According to the 2025 annual accounts
Thijs Descheemaeker
Director
since 2023
since 2023
Establishments
Establishment units
Physical locations of this company
Lieven Bauwensstraat 11
8200 Brugge
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0407.651.705
- VAT number
- BE 0407.651.705
- Registered office
- Lieven Bauwensstraat 11, 8200 Brugge
- Names & denominations
- M & F DE SCHEEMAEKER
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 December 1970
- Peppol
- Active · Active since 8 Oct 2025
- Activities · NACE
Groothandel in fietsen
Groothandel in sport- en kampeerartikelen, rijwielen en onderdelen en toebehoren daarvan, spellen en speelgoed
Groothandel in sport- en kampeerartikelen, met uitzondering van fietsen
Detailhandel in fietsen
Detailhandel in fietsen in gespecialiseerde winkels