Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Immobiliën-en Handelsmaatschappij van Ternat from Middelkerke, company number BE0406776824, closed financial year 2025 with a result of € -9,328 after tax. For that financial year Immobiliën-en Handelsmaatschappij van Ternat recorded a gross margin of € -3,556 and equity of € 234,143. Compared with financial year 2024, the result moved from € 183,090 to € -9,328. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 22, 2026.
€ 234,143
▼ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -9,328
▼ still € 183,090 profit in 2024
Profit after tax over the fiscal year.
€ 139,912
▼ 13% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 169,143.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 442,589 | € -7,940 | € 264,525 | € -3,556 | ▼ € 268,081 |
| Profit after taxes | € 322,246 | € 1,931 | € 183,090 | € -9,328 | ▼ € 192,419 |
| Equity | € 155,450 | € 157,381 | € 243,472 | € 234,143 | ▼ 4% |
| Total debts | € 2,330 | € 3,583 | € 17,521 | € 1,967 | ▼ 89% |
| Cash | € 59,761 | € 19,342 | € 161,433 | € 139,912 | ▼ 13% |
| Land & buildings | € 2,202 | € 2,202 | - | - | |
| Retained profit | € 90,450 | € 92,381 | € 178,472 | € 169,143 | ▼ 5% |
| Dividend | € 406,000 | € 0 | € 97,000 | € 0 | ▼ 100% |
| Balance sheet total | € 157,780 | € 160,965 | € 260,993 | € 236,110 | ▼ 10% |
Key figures of Immobiliën-en Handelsmaatschappij van Ternat, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Immobiliën-en Handelsmaatschappij van Ternat?
What happened at Immobiliën-en Handelsmaatschappij van Ternat in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Diane De Clercq stepped down as director. NBB
- Evelyn Verbeke stepped down as director. NBB
- Nicole De Clercq stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 9,328 (▼ € 192,419 vs 2024). Source: NBB ↗
- Diane De Clercq became a director. NBB
- Evelyn Verbeke became a director. NBB
- Nicole De Clercq became a director. NBB
- New establishment in Middelkerke. KBO
In short
From € 322,246 profit in 2022 to € 9,328 loss in 2025.
Paid € 187,341 in corporate taxes since 2022.
Best year ever: 2022, with € 322,246 profit.
Paid out € 503,000 in dividends to the owners in total.
A new publication or filing at Immobiliën-en Handelsmaatschappij van Ternat? We notify you, reason included.
Follow Immobiliën-en Handelsmaatschappij van TernatDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Diane De Clercq
Managing director
since 2023 · until 2029
Evelyn Verbeke
Director
since 2023 · until 2029
Nicole De Clercq
Director
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Warande 25 box 201
8430 Middelkerke
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0406.776.824
- VAT number
- BE 0406.776.824
- Registered office
- Warande 25 bus 201, 8430 Middelkerke
- Names & denominations
- Immobiliën-en Handelsmaatschappij van Ternat · Immoterna
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 26 June 1969
- Peppol
- Not registered