Afimo is an insurance broker in Grimbergen. Public Limited, started on 30 April 1969, 2 establishments.

What is the address of Afimo?

The registered office of Afimo is located at Pastorijstraat 4, 1853 Grimbergen.

Is Afimo still active?

Yes. According to the CBE (29 October 2026) Afimo is active, legal situation “Normale toestand”, started on 30 April 1969.

Is Afimo registered on Peppol?

Yes, Afimo is registered on the Peppol network with ID 0208:0406659731.

What is the enterprise number of Afimo?

The enterprise number of Afimo is BE0406659731.

When was Afimo founded?

Afimo was founded on 30 April 1969.

Who are the directors of Afimo?

According to the 2025 annual accounts, the directors of Afimo are: Robby Hernalsteen, Willy Hernalsteen.

Is Afimo a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 30 April 1969; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account; 2 establishments in the CBE.

How much profit did Afimo make in 2025?

Afimo posted a profit after taxes of € 18,315 in financial year 2025.

What is the revenue of Afimo?

As a small company, Afimo is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 182,653.

How much does an employee at Afimo earn?

The average wage cost per full-time employee at Afimo was € 70,200 in 2022: staff costs of € 77,238 for 1.1 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

Afimo (Public Limited) - Grimbergen - BE0406659731

Dossier Afimo, printed on 29 October 2026 from databakkes.be/en/0406659731/afimo. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

Afimo from Grimbergen, company number BE0406659731, closed financial year 2025 with a result of € 18,315 after tax. For that financial year Afimo recorded a gross margin of € 182,653 and equity of € 448,635. Compared with financial year 2024, the result moved from € 39,743 to € 18,315. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 6, 2026.

What it is worth Growing

€ 448,635

▲ 4% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 18,315

▼ 54% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 2,664

▼ 89% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 386,635.

People and assets in 2025

Wage cost

€ 84,794

▲ 7% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 112,008

▼ 26% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 3 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 169,196

▼ 30% vs 2024

€ 56,031 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 19,908

▲ 104% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 51,920

▼ 14% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 138,430 Gross margin 2022: € 138,430 First fiscal year in the series	€ 265,424 Gross margin 2023: € 265,424 ▲ 92% vs 2022 (€ 138,430) Favourable step	€ 209,802 Gross margin 2024: € 209,802 ▼ 21% vs 2023 (€ 265,424) Unfavourable step	€ 182,653 Gross margin 2025: € 182,653 ▼ 13% vs 2024 (€ 209,802) Unfavourable step	▼ 13%
Profit after taxes	€ 32,482 Profit after taxes 2022: € 32,482 First fiscal year in the series	€ 116,546 Profit after taxes 2023: € 116,546 ▲ 259% vs 2022 (€ 32,482) Favourable step	€ 39,743 Profit after taxes 2024: € 39,743 ▼ 66% vs 2023 (€ 116,546) Unfavourable step	€ 18,315 Profit after taxes 2025: € 18,315 ▼ 54% vs 2024 (€ 39,743) Unfavourable step	▼ 54%
Equity	€ 274,031 Equity 2022: € 274,031 First fiscal year in the series	€ 390,577 Equity 2023: € 390,577 ▲ 43% vs 2022 (€ 274,031) Favourable step	€ 430,320 Equity 2024: € 430,320 ▲ 10% vs 2023 (€ 390,577) Favourable step	€ 448,635 Equity 2025: € 448,635 ▲ 4% vs 2024 (€ 430,320) Favourable step	▲ 4%
Total debts	€ 280,611 Total debts 2022: € 280,611 First fiscal year in the series	€ 347,852 Total debts 2023: € 347,852 ▲ 24% vs 2022 (€ 280,611) Unfavourable step	€ 327,690 Total debts 2024: € 327,690 ▼ 6% vs 2023 (€ 347,852) Favourable step	€ 264,720 Total debts 2025: € 264,720 ▼ 19% vs 2024 (€ 327,690) Favourable step	▼ 19%
Cash	€ 149 Cash 2022: € 149 First fiscal year in the series	€ 24,834 Cash 2023: € 24,834 ▲ € 24,685 vs 2022 (€ 149) Favourable step	€ 23,384 Cash 2024: € 23,384 ▼ 6% vs 2023 (€ 24,834) Unfavourable step	€ 2,664 Cash 2025: € 2,664 ▼ 89% vs 2024 (€ 23,384) Unfavourable step	▼ 89%
Land & buildings	€ 391,163 Land & buildings 2022: € 391,163 First fiscal year in the series	€ 379,808 Land & buildings 2023: € 379,808 ▼ 3% vs 2022 (€ 391,163) Unchanged	€ 368,452 Land & buildings 2024: € 368,452 ▼ 3% vs 2023 (€ 379,808) Unchanged	€ 357,097 Land & buildings 2025: € 357,097 ▼ 3% vs 2024 (€ 368,452) Unchanged	▼ 3%
Retained profit	€ 212,031 Retained profit 2022: € 212,031 First fiscal year in the series	€ 328,577 Retained profit 2023: € 328,577 ▲ 55% vs 2022 (€ 212,031) Favourable step	€ 368,320 Retained profit 2024: € 368,320 ▲ 12% vs 2023 (€ 328,577) Favourable step	€ 386,635 Retained profit 2025: € 386,635 ▲ 5% vs 2024 (€ 368,320) Favourable step	▲ 5%
Bank debt	€ 242,476 Bank debt 2022: € 242,476 First fiscal year in the series	€ 290,999 Bank debt 2023: € 290,999 ▲ 20% vs 2022 (€ 242,476) Unfavourable step	€ 240,310 Bank debt 2024: € 240,310 ▼ 17% vs 2023 (€ 290,999) Favourable step	€ 169,196 Bank debt 2025: € 169,196 ▼ 30% vs 2024 (€ 240,310) Favourable step	▼ 30%
Balance sheet total	€ 638,300 Balance sheet total 2022: € 638,300 First fiscal year in the series	€ 819,298 Balance sheet total 2023: € 819,298 ▲ 28% vs 2022 (€ 638,300) Unchanged	€ 836,091 Balance sheet total 2024: € 836,091 ▲ 2% vs 2023 (€ 819,298) Unchanged	€ 788,647 Balance sheet total 2025: € 788,647 ▼ 6% vs 2024 (€ 836,091) Unchanged	▼ 6%
Employees (FTE)	1.1 Employees (FTE) 2022: 1.1 First fiscal year in the series	-	-	-

Key figures of Afimo, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Afimo?

What happened at Afimo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2031 Robby Hernalsteen stepped down as director. NBB
2031 Willy Hernalsteen stepped down as director. NBB
Aug 6, 2026 New annual accounts for financial year 2025: profit of € 18,315 (▼ 54% vs 2024). filed late Source: NBB ↗
2026 Robby Hernalsteen became a director. NBB
2025 Willy Hernalsteen became a director. NBB
Oct 2, 2012 New establishment in Huldenberg. KBO
Apr 30, 1969 Start of the company according to the CBE. KBO
Apr 1, 1969 New establishment in Grimbergen. KBO

In short

From € 32,482 profit in 2022 to € 18,315 profit in 2025.

Paid € 71,032 in corporate taxes since 2022.

Best year ever: 2023, with € 116,546 profit.

On average € 125,800 of value added per employee in 2022.

Original PDFs at the National Bank ↗

Management

AFIMO IMMOBILIEN 99%

The stake of AFIMO IMMOBILIEN comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

Afimo

The shares are held by AFIMO IMMOBILIEN (99%).

Directors

According to the 2025 annual accounts

Robby Hernalsteen

Director

Also active at: AFIMO IMMOBILIEN

since 2026 · until 2031

Willy Hernalsteen

Director

Also active at: AFIMO IMMOBILIEN

since 2025 · until 2031

Shareholders

AFIMO IMMOBILIEN

99%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Pastorijstraat 4

1853 Grimbergen

2.209.967.232

de Peuthystraat 4a

3040 Huldenberg

Active since 2 October 2012

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

BEHEERSKANTOOR VAN STROMBEEK

€ -921 gross margin · 2024

AFIMO IMMOBILIEN same network

€ 192,910 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0406.659.731
VAT number: BE 0406.659.731
Registered office: Pastorijstraat 4, 1853 Grimbergen
Names & denominations: Afimo
Enterprise type: Rechtspersoon
Legal form: Public limited company
Legal situation: Normale toestand
Start date: 30 April 1969
Peppol: Active · Active since 10 Mar 2025
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗