Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 4 to 3.
Financials
Financial year 2025
ALGEMENE ZAND- EN GRINDHANDEL MAATSCHAPPIJ from Brugge, company number BE0406648843, closed financial year 2025 with a result of € 88,705 after tax. For that financial year ALGEMENE ZAND- EN GRINDHANDEL MAATSCHAPPIJ recorded a gross margin of € 435,687 and equity of € 1.6 million. Compared with financial year 2024, the result moved from € 94,342 to € 88,705. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 7, 2026.
€ 1.6 million
▲ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 88,705
▼ 6% vs 2024
Profit after tax over the fiscal year.
€ 672,536
▲ 98% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.4 million.
People and assets in 2025
3
▼ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 202,424
▲ 10% vs 2024
€ 67,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 6,716
▼ 50% vs 2024
Of which on lease € 2,348.
Debts at end 2025
€ 6,841
▼ 49% vs 2024
Loans from banks and other lenders, long and short.
€ 311,299
▲ 24% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 59,208
▲ 228% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 816,903 | € 768,485 | € 404,224 | € 435,687 | ▲ 8% |
| Profit after taxes | € 352,986 | € 267,192 | € 94,342 | € 88,705 | ▼ 6% |
| Equity | € 1,548,707 | € 1,465,899 | € 1,560,241 | € 1,648,946 | ▲ 6% |
| Total debts | € 503,437 | € 573,402 | € 308,861 | € 377,349 | ▲ 22% |
| Cash | € 797,562 | € 738,401 | € 339,784 | € 672,536 | ▲ 98% |
| Land & buildings | € 52,691 | € 95,679 | € 94,090 | € 86,066 | ▼ 9% |
| Retained profit | € 1,300,707 | € 1,217,899 | € 1,312,241 | € 1,400,946 | ▲ 7% |
| Dividend | € 0 | € 350,000 | € 0 | € 0 | |
| Bank debt | € 46,268 | € 29,941 | € 13,423 | € 6,841 | ▼ 49% |
| Balance sheet total | € 2,052,144 | € 2,039,300 | € 1,869,102 | € 2,026,295 | ▲ 8% |
| Employees (FTE) | 3.6 | 4 | 3.2 | 3 | ▼ 0.2 |
Key figures of ALGEMENE ZAND- EN GRINDHANDEL MAATSCHAPPIJ, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ALGEMENE ZAND- EN GRINDHANDEL MAATSCHAPPIJ?
What happened at ALGEMENE ZAND- EN GRINDHANDEL MAATSCHAPPIJ in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Willem Jan Barendregt stepped down as director. NBB
- Lieven Noël stepped down as director. NBB
- Cyprien Maugras stepped down as director. NBB
- Nicolas Van de Calseyde stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 88,705 (▼ 6% vs 2024). filed late Source: NBB ↗
- Willem Jan Barendregt became a director. NBB
- Lieven Noël became a director. NBB
- Cyprien Maugras became a director. NBB
In short
From € 352,986 profit in 2022 to € 88,705 profit in 2025.
Paid € 289,932 in corporate taxes since 2022.
Best year ever: 2022, with € 352,986 profit.
On average € 145,200 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Charles Kesteleyn Zand en Grinthandel, Heidelberg Materials Benelux comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
ALGEMENE ZAND- EN GRINDHANDEL MAATSCHAPPIJThe shares are held by Charles Kesteleyn Zand en Grinthandel (50%) and Heidelberg Materials Benelux (50%).
Directors
According to the 2025 annual accounts
Willem Jan Barendregt
Director
since 2024 · until 2027
Lieven Noël
Director
since 2024 · until 2027
since 2024 · until 2027
Nicolas Van de Calseyde
Director
since 2024 · until 2027
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Lodewijk Coiseaukaai 156
8000 Brugge
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
AS-HOSTINGER, CY
DNS
OVH DNS
Website info
Features
Security
Details
- Company number
- 0406.648.843
- VAT number
- BE 0406.648.843
- Registered office
- Lodewijk Coiseaukaai 156, 8000 Brugge
- Names & denominations
- ALGEMENE ZAND- EN GRINDHANDEL MAATSCHAPPIJ · ALZAGRI
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 3 August 1967
- Peppol
- Active · Active since 16 Sept 2025
- Contact
- alzagri.be
- Activities · NACE
Groothandel in bouwmaterialen, algemeen assortiment
Groothandel in verf, vernis en bouwmaterialen, inclusief sanitair