What does Nivezé Prévoyance do?

Nivezé Prévoyance is an insurance broker in Jalhay. Cooperative, started on 11 November 1917, 1 establishment.

What is the address of Nivezé Prévoyance?

The registered office of Nivezé Prévoyance is located at Rue Pré Jonas 2A, 4845 Jalhay.

Is Nivezé Prévoyance still active?

Yes. According to the CBE (30 October 2026) Nivezé Prévoyance is active, legal situation “Normale toestand”, started on 11 November 1917.

Is Nivezé Prévoyance registered on Peppol?

Yes, Nivezé Prévoyance is registered on the Peppol network with ID 0208:0405845624.

What is the enterprise number of Nivezé Prévoyance?

The enterprise number of Nivezé Prévoyance is BE0405845624.

When was Nivezé Prévoyance founded?

Nivezé Prévoyance was founded on 11 November 1917.

Who are the directors of Nivezé Prévoyance?

According to the 2025 annual accounts, the directors of Nivezé Prévoyance are: Charles Houssa, Frédéric Jérôme, André Mathonet, Daniel Wuidart, Christian Marchot, Claudine Gernay, Cédric Herman, Virginie Blocteur.

Is Nivezé Prévoyance a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 11 November 1917; 4 annual accounts filed, latest fiscal year 2025; 8 directors known from the annual account.

How much profit did Nivezé Prévoyance make in 2025?

Nivezé Prévoyance posted a profit after taxes of € 43,149 in financial year 2025.

What is the revenue of Nivezé Prévoyance?

As a small company, Nivezé Prévoyance is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 630,594.

Does Nivezé Prévoyance have a website?

Yes, Nivezé Prévoyance has a website at niveze-prevoyance.be.

Nivezé Prévoyance (Cooperative) - Jalhay - BE0405845624

Dossier Nivezé Prévoyance, printed on 30 October 2026 from databakkes.be/en/0405845624/niveze-prevoyance. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

Nivezé Prévoyance from Jalhay, company number BE0405845624, closed financial year 2025 with a result of € 43,149 after tax. For that financial year Nivezé Prévoyance recorded a gross margin of € 630,594 and equity of € 1.5 million. Compared with financial year 2024, the result moved from € 64,491 to € 43,149. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on November 17, 2025.

What it is worth Growing

€ 1.5 million

▲ 3% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 43,149

▼ 33% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 744,000

▲ 12% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 2,405 paid out

6 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Wage cost

€ 517,317

▲ 11% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 3,333

▼ 72% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 57,712

▼ 33% vs 2024

€ 28,496 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 27,089

▲ 16% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 71,716

▲ 11% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 510,544 Gross margin 2022: € 510,544 First fiscal year in the series	€ 555,897 Gross margin 2023: € 555,897 ▲ 9% vs 2022 (€ 510,544) Favourable step	€ 612,997 Gross margin 2024: € 612,997 ▲ 10% vs 2023 (€ 555,897) Favourable step	€ 630,594 Gross margin 2025: € 630,594 ▲ 3% vs 2024 (€ 612,997) Favourable step	▲ 3%
Profit after taxes	€ 60,345 Profit after taxes 2022: € 60,345 First fiscal year in the series	€ 48,415 Profit after taxes 2023: € 48,415 ▼ 20% vs 2022 (€ 60,345) Unfavourable step	€ 64,491 Profit after taxes 2024: € 64,491 ▲ 33% vs 2023 (€ 48,415) Favourable step	€ 43,149 Profit after taxes 2025: € 43,149 ▼ 33% vs 2024 (€ 64,491) Unfavourable step	▼ 33%
Equity	€ 1,376,031 Equity 2022: € 1,376,031 First fiscal year in the series	€ 1,421,478 Equity 2023: € 1,421,478 ▲ 3% vs 2022 (€ 1,376,031) Favourable step	€ 1,482,682 Equity 2024: € 1,482,682 ▲ 4% vs 2023 (€ 1,421,478) Favourable step	€ 1,524,296 Equity 2025: € 1,524,296 ▲ 3% vs 2024 (€ 1,482,682) Favourable step	▲ 3%
Total debts	€ 231,689 Total debts 2022: € 231,689 First fiscal year in the series	€ 222,996 Total debts 2023: € 222,996 ▼ 4% vs 2022 (€ 231,689) Favourable step	€ 200,798 Total debts 2024: € 200,798 ▼ 10% vs 2023 (€ 222,996) Favourable step	€ 183,319 Total debts 2025: € 183,319 ▼ 9% vs 2024 (€ 200,798) Favourable step	▼ 9%
Cash	€ 161,985 Cash 2022: € 161,985 First fiscal year in the series	€ 628,659 Cash 2023: € 628,659 ▲ 288% vs 2022 (€ 161,985) Favourable step	€ 664,013 Cash 2024: € 664,013 ▲ 6% vs 2023 (€ 628,659) Favourable step	€ 744,000 Cash 2025: € 744,000 ▲ 12% vs 2024 (€ 664,013) Favourable step	▲ 12%
Land & buildings	€ 900,975 Land & buildings 2022: € 900,975 First fiscal year in the series	€ 864,005 Land & buildings 2023: € 864,005 ▼ 4% vs 2022 (€ 900,975) Unchanged	€ 856,990 Land & buildings 2024: € 856,990 ▼ 1% vs 2023 (€ 864,005) Unchanged	€ 813,892 Land & buildings 2025: € 813,892 ▼ 5% vs 2024 (€ 856,990) Unchanged	▼ 5%
Retained profit	€ 1,335,331 Retained profit 2022: € 1,335,331 First fiscal year in the series	€ 1,381,338 Retained profit 2023: € 1,381,338 ▲ 3% vs 2022 (€ 1,335,331) Favourable step	€ 1,443,477 Retained profit 2024: € 1,443,477 ▲ 4% vs 2023 (€ 1,381,338) Favourable step	€ 1,484,221 Retained profit 2025: € 1,484,221 ▲ 3% vs 2024 (€ 1,443,477) Favourable step	▲ 3%
Dividend	€ 2,442 Dividend 2022: € 2,442 First fiscal year in the series	€ 2,408 Dividend 2023: € 2,408 ▼ 1% vs 2022 (€ 2,442) Unchanged	€ 2,352 Dividend 2024: € 2,352 ▼ 2% vs 2023 (€ 2,408) Unchanged	€ 2,405 Dividend 2025: € 2,405 ▲ 2% vs 2024 (€ 2,352) Unchanged	▲ 2%
Bank debt	€ 139,050 Bank debt 2022: € 139,050 First fiscal year in the series	€ 112,612 Bank debt 2023: € 112,612 ▼ 19% vs 2022 (€ 139,050) Favourable step	€ 85,504 Bank debt 2024: € 85,504 ▼ 24% vs 2023 (€ 112,612) Favourable step	€ 57,712 Bank debt 2025: € 57,712 ▼ 33% vs 2024 (€ 85,504) Favourable step	▼ 33%
Balance sheet total	€ 1,607,719 Balance sheet total 2022: € 1,607,719 First fiscal year in the series	€ 1,644,474 Balance sheet total 2023: € 1,644,474 ▲ 2% vs 2022 (€ 1,607,719) Unchanged	€ 1,683,480 Balance sheet total 2024: € 1,683,480 ▲ 2% vs 2023 (€ 1,644,474) Unchanged	€ 1,707,615 Balance sheet total 2025: € 1,707,615 ▲ 1% vs 2024 (€ 1,683,480) Unchanged	▲ 1%

Key figures of Nivezé Prévoyance, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.

What happened to Nivezé Prévoyance?

What happened at Nivezé Prévoyance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2029 Charles Houssa stepped down as director. NBB
2027 André Mathonet stepped down as director. NBB
2026 Frédéric Jérôme stepped down as director. NBB
2026 Daniel Wuidart stepped down as director. NBB
2026 Christian Marchot stepped down as director. NBB
2026 Claudine Gernay stepped down as director. NBB
2026 Cédric Herman stepped down as director. NBB
2026 Virginie Blocteur stepped down as director. NBB

In short

From € 60,345 profit in 2022 to € 43,149 profit in 2025.

Paid € 40,951 in corporate taxes since 2022.

Best year ever: 2024, with € 64,491 profit.

Paid out € 9,607 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Directors

According to the 2025 annual accounts

Charles Houssa

Director

since 2023 · until 2029

Frédéric Jérôme

Director

since 2021 · until 2026

André Mathonet

Director

since 2021 · until 2027

Daniel Wuidart

Managing director

since 2021 · until 2026

Christian Marchot

Director

since 2021 · until 2026

Claudine Gernay

Chairman of the board

since 2021 · until 2026

Cédric Herman

Director

since 2021 · until 2026

Virginie Blocteur

Director

since 2021 · until 2026

Establishments

Establishment units

Physical locations of this company

Registered office

Rue Pré Jonas 2A

4845 Jalhay

2.003.006.943

Rue Pré Jonas 2 A

4845 Jalhay

Active since 1 November 1917

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS niveze-prevoyance.be

Canonical: https://www.niveze-prevoyance.be/fr-be

Technologies

DrupalFont AwesomeMatomoOpenCartOptinMonsterPHPVimeoYoast SEOYouTube Embed

Certifications & Partners

FSMA

Hosting & Email

Email provider

Microsoft 365

Hosting

LEVEL27-AS * Please direct all complaints to [email protected] *, BE

DNS

OVH DNS

Website info

HTTPS Ja

Languages FR

Features

Webshop Blog Contact page

Security

✓ HTTPS

✓ SPF

✗ DMARC

Network

✓ IPv6

Details

Company number

0405.845.624

VAT number

BE 0405.845.624

Registered office

Rue Pré Jonas 2A, 4845 Jalhay

Names & denominations

Nivezé Prévoyance

Enterprise type

Rechtspersoon

Legal form

Cooperative company

Legal situation

Normale toestand

Start date

11 November 1917

Peppol

Active · Active since 12 Nov 2025

Contact

niveze-prevoyance.be

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

Nivezé Prévoyance

Financials

What happened to Nivezé Prévoyance?

Management

Directors

Establishments

Establishment units

Website

Technologies

Certifications & Partners

Hosting & Email

Website info

Features

Security

Network

Details

Frequently asked questions